Current debt-free wannabe stats:
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Any Recent Leeds Building Society applicants?
Comments
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Oh dear,Burgerandchips said:Leeds got in contact today and wanted more documents 🙄🙄🙄
Wonder why your MB wouldn't have thought about what documents they would need in the first place if they keep asking for them!0 -
I don't want to scare anyone but I'm at 198 days and counting
I spoke to them on the phone today and their times for all services have gone up since a month ago, great news is I might be able to satisfy their valuer as of next week so fingers crossed. What's another 4 days after all of that lolCredit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70Debt-free target: 21-Feb-2027
Debt-free diary0 -
It's something we've given them before, but in a different format. I think they're just being picky? 🙄becky8690 said:
Oh dear,Burgerandchips said:Leeds got in contact today and wanted more documents 🙄🙄🙄
Wonder why your MB wouldn't have thought about what documents they would need in the first place if they keep asking for them!0 -
OK, now I'm stressed out 😂😂 What's holding your offer up?annetheman said:I don't want to scare anyone but I'm at 198 days and counting
I spoke to them on the phone today and their times for all services have gone up since a month ago, great news is I might be able to satisfy their valuer as of next week so fingers crossed. What's another 4 days after all of that lol0 -
Thats annoying.Burgerandchips said:
It's something we've given them before, but in a different format. I think they're just being picky? 🙄becky8690 said:
Oh dear,Burgerandchips said:Leeds got in contact today and wanted more documents 🙄🙄🙄
Wonder why your MB wouldn't have thought about what documents they would need in the first place if they keep asking for them!
I feel like they're going to ask for my credit card statements because equifax is taking so long to update that ones I've paid off are still showing and nothing matches!!0 -
Valuer wants an EWS1 form of nightmares... Luckily the survey is done but no guarantee they will give the report next week.Burgerandchips said:
OK, now I'm stressed out 😂😂 What's holding your offer up?annetheman said:I don't want to scare anyone but I'm at 198 days and counting
I spoke to them on the phone today and their times for all services have gone up since a month ago, great news is I might be able to satisfy their valuer as of next week so fingers crossed. What's another 4 days after all of that lol
I'm tired of waiting, not even excited about the house anymore lol Leeds have been great though!Current debt-free wannabe stats:Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70Debt-free target: 21-Feb-2027
Debt-free diary0 -
Oh no, what kind of things did they want?Burgerandchips said:Leeds got in contact today and wanted more documents 🙄🙄🙄LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Offer Turnaround
STD: 27.5 working days
BTL: 41.6 working days
LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
My broker put a application in on Tuesday but I wasn’t given a mortgage illustration ie what my mortgage payments will be. His put it forward for underwriting team 1st0
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Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.
Today is the 27th working day for us.LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0
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