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Any Recent Leeds Building Society applicants?

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Comments

  • maunders
    maunders Posts: 93 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Congratulations @maunders 😁

    did they ask you any more questions after your  valuation was done? X

    No.   I went through a broker.   Applied 7th July.  Heard nothing until 1 question asking for a P60 on 20th July..then heard nothing until I was told the valuation was on the 18th.   Heard nothing else until an offer from the broker last night.
  • Ooh wow! Sounds like you have had an easy ride! Congratulations! We have had a rough ride! But hoping hear something soon! When you say last night was that in office hours you heard about your offer? X
  • King_hins
    King_hins Posts: 43 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    Sounds like you applied just before it got 10 day timeframe. Mine was 2 weeks after.
  • JRG_4
    JRG_4 Posts: 48 Forumite
    10 Posts Name Dropper
    Just had my offer from Leeds. 75% HTB mortgage. Submitted the full application on 12th August. Valuation was done on 18th. Offer 26th.
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Congratulations @JRG_4 yours went through quickly. Did you go through a broker? I figure mine might take a while due to being shared ownership/ftb 🤷🏻‍♀️
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • JRG_4
    JRG_4 Posts: 48 Forumite
    10 Posts Name Dropper
    Congratulations @JRG_4 yours went through quickly. Did you go through a broker? I figure mine might take a while due to being shared ownership/ftb 🤷🏻‍♀️
    Hi, We went through a broker, he was brilliant. He pretty much sent them everything so they couldn’t ask questions after the 10 working days. We sent 6 months payslips and statements, Credit card statements, gifted deposit letter and covering note and also a refund note from TUI as i had a large amount from them on my statement due to my holiday being cancelled. We were FTB’s so were nervous about the process. The wait is a killer!
  • King_hins
    King_hins Posts: 43 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    WOW that's quick @JRG_4. Mines been in for 5 weeks. My value was also last week. I reckon it's the shared ownership 5% deposits that are taking the time 
  • Glad people are getting their offers!! Hope that @carlyfluck is the next to get happy news tomorrow! 
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    @stampystamp oh I hope so but can imagine it will be more questions or they will want proof of the the things I previously answered. 
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • For the people who have now received their offers, were you able to sign the acceptance form online or do you have to wait for the hard copy to be posted?
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