Any Recent Leeds Building Society applicants?

hollybryan2013

my broker also said, they have never experienced covid so at the moment they are making it up as they go along. So I guess if you have passed affordability and credit checks and you can afford in their eyes the mortgage repayments then I guess in my eyes they will be happy with issuing an offer. 

carlyfluck

So so frustrating. I’ve contacted my solicitor and they are just waiting for the mortgage and the local search! X

hollybryan2013

It is so frustrating   yes I have contacted my solicitor as well, and all they are waiting for is mortgage offer and local search to come back as well. 

So at least we are all at very similar stages and we have our solicitors doing things in the back ground so exchange shouldn't take much time either. 

xx 

carlyfluck

I have no idea how the sellers are getting on. I’ve emailed EA to give them a update from our side to show we are trying! Lol 

stampystamp

I spoke to my housing association lady and she said even with the delay, it’s still before our exchange date (by a week) so she thinks it will be okay and even if it does get a further delay, she  is sure they will be accommodating due to the circumstances. 

No idea about my solicitor. she’s said she’s done everything but who the hell knows. I’m so upset, I wasn’t expecting another question today 😢

carlyfluck

So what have they actually asked? 

I’m hoping ours should be ok as when we applied my husband was already back at work 

stampystamp

We were both already back at work when we applied too. It was literally if we were back at work full time. Which the broker answered for us because they knew we were because we had already given them the information IN THE APPLICATION 🤬 Even when we were on furlough we were topped up to 100% anyway so it made no financial difference to us! 

carlyfluck

So frustrating! 

hollybryan2013

I think we will al be fine! As Flexi furlough is better than furlough and furlough is better than being made redundant! and to me that’s how the lenders will see it it’s so frustrating to wait though! X

maunders

Had my mortgage offer today!  Valuation was last Tuesday but the application was put in on the 7th July so has been a long time coming! good luck to those waiting!