Nationwide Mortgage

lisatops

WinterInRome said:

lisatops said:

WinterInRome said:

lisatops said:

I've had nothing yet.....jumping everytime phone pings :-(
Supposed to be getting our offer today by close of business...........starting to lose faith in them now :-(

I’ve just had quite a sharp email from my solicitor basically saying “!!!!!! is going on” 😂 I’ve just rung my MA and he’s said if there is no news today, he will chase it Monday 🙄 

Everyone is starting to get very fed up now I think 😭

LOL ! My MA was at that stage on Weds afternoon, I work in a Conveyacing law firm, so I don't get the emails - I get the '!!!!!! is going on' to my face lol !
Still nothing yet......tick tock tick tock - my exchange date was provisionally next week, that's prob not gonna happen now !

I’ve actually taken it into my own hands now as I wanted an answer.... good job I did! Nationwide waiting for our most recent payslip!! Typical!

ive been completely let down by my mortgage advisor, he’s been so slow during the whole process, I’m fuming! 

So quick whip round scramble to get the recent payslips sent off to nationwide in some ridiculous hope, we will get an offer next week!

i could cry with the stress of it all 😂

oh that's just rubbish, I think what cuts more is that its something you can give them in minutes, but yet they (NW) just move onto the next file and you are left wondering what the bloody hell is going on.

WinterInRome

lisatops said:

WinterInRome said:

lisatops said:

WinterInRome said:

lisatops said:

I've had nothing yet.....jumping everytime phone pings :-(
Supposed to be getting our offer today by close of business...........starting to lose faith in them now :-(

I’ve just had quite a sharp email from my solicitor basically saying “!!!!!! is going on” 😂 I’ve just rung my MA and he’s said if there is no news today, he will chase it Monday 🙄 

Everyone is starting to get very fed up now I think 😭

LOL ! My MA was at that stage on Weds afternoon, I work in a Conveyacing law firm, so I don't get the emails - I get the '!!!!!! is going on' to my face lol !
Still nothing yet......tick tock tick tock - my exchange date was provisionally next week, that's prob not gonna happen now !

I’ve actually taken it into my own hands now as I wanted an answer.... good job I did! Nationwide waiting for our most recent payslip!! Typical!

ive been completely let down by my mortgage advisor, he’s been so slow during the whole process, I’m fuming! 

So quick whip round scramble to get the recent payslips sent off to nationwide in some ridiculous hope, we will get an offer next week!

i could cry with the stress of it all 😂

oh that's just rubbish, I think what cuts more is that its something you can give them in minutes, but yet they (NW) just move onto the next file and you are left wondering what the bloody hell is going on.

To be fair to nationwide, they had no idea I didn’t know 😂 My MA should have told me they needed the payslips! I’m hoping it gets processed quickly now as our original application was in July! 😳 I’m just going to keep ringing everyday for an update, they are going to love me!  Do you know what’s holding up your application? 

xMeganCL

I'm so stressed about mine. My mortgage advisor isn't concerned though and I don't want to go over her head and phone them myself. 

Tonyw193

xMeganCL said:

I'm so stressed about mine. My mortgage advisor isn't concerned though and I don't want to go over her head and phone them myself. 

I probably wouldn't just yet as you still appear to be within the timescales. I understand its really stressful, on a positive i think if anything bad was to come of yours it may have come to surface by now. 

loverlygal

Our MA told us yesterday that Nationwide had informed him that our case was due to be reviewed today for an offer to be made (we've changed our deposit amount from 10 - 15% due to gifted deposit rulings). Nothing yet. Am on pins!!!

Londoner86

Good luck to everyone who is currently waiting on offers, fingers crossed for all of you. Thought I'd share current experience:

Offer on property accepted: 15/6
First Mortgage Appt with NW: 24/6
DIP agreed: 24/6
Hard search of credit file: 03/07
Application cancelled due to valuation team putting in incorrect address: 11/7
Application resubmitted: 16/7
Follow up search of credit file: 03/08
Valuation organised: 07/08
Valuation completed: 27/08
Valuation submitted: 28/08
Valuation flagged as incomplete: 01/09 (valuation team to submit outstanding elements within 48hrs)
Pending application as valuation report still not finalised: 04/09

Working day 52: Wife and I are just glad the sellers are understanding despite a degree of anxiety over all these delays. Hopefully we should hear next week but I have learnt after this long that I shouldn't hold my breath.
We were advised that the underwriters have approved the DIP and the valuation value is fine but the 3rd party valuation team has yet to respond to the request.

xMeganCL

Tonyw193 said:

xMeganCL said:

I'm so stressed about mine. My mortgage advisor isn't concerned though and I don't want to go over her head and phone them myself. 

I probably wouldn't just yet as you still appear to be within the timescales. I understand its really stressful, on a positive i think if anything bad was to come of yours it may have come to surface by now. 

This made me feel slightly better, thank you 😂 noticed today the timescale is back down to 20 working days, so I think if I don't hear anything by this time next week, I'll call them myself.
Id like to think that too, but I dont know when they'd pick these things up! 

Tonyw193

xMeganCL said:

Tonyw193 said:

xMeganCL said:

I'm so stressed about mine. My mortgage advisor isn't concerned though and I don't want to go over her head and phone them myself. 

I probably wouldn't just yet as you still appear to be within the timescales. I understand its really stressful, on a positive i think if anything bad was to come of yours it may have come to surface by now. 

This made me feel slightly better, thank you 😂 noticed today the timescale is back down to 20 working days, so I think if I don't hear anything by this time next week, I'll call them myself.
Id like to think that too, but I dont know when they'd pick these things up! 

Yeah i suppose you never know but the hard search has been done and the valuation approved surely very little left for them to say no from. Hopefully you hear soon. I wouldnt worry to much about going over MB head at the end of the day it's your application. 

leodis23

Tonyw193 said:

xMeganCL said:

Tonyw193 said:

xMeganCL said:

I'm so stressed about mine. My mortgage advisor isn't concerned though and I don't want to go over her head and phone them myself. 

I probably wouldn't just yet as you still appear to be within the timescales. I understand its really stressful, on a positive i think if anything bad was to come of yours it may have come to surface by now. 

This made me feel slightly better, thank you 😂 noticed today the timescale is back down to 20 working days, so I think if I don't hear anything by this time next week, I'll call them myself.
Id like to think that too, but I dont know when they'd pick these things up! 

Yeah i suppose you never know but the hard search has been done and the valuation approved surely very little left for them to say no from. Hopefully you hear soon. I wouldnt worry to much about going over MB head at the end of the day it's your application. 

That's the exact boat I'm in. Hard searches have been done, valuation has been done, and follow up questions were asked (during the initial underwrite, before they would even book the valuation)

lisatops

So...no offer today both me & MA has spoken to NW - we've both been told end of day Monday - yea yea we'll see and won't hold my breath, not sure how long this can go on for though...........:-(