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Nationwide Mortgage
Comments
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We've been in final checks queue since 18th Aug, my MA will escalate if nothing heard today, we are due to exchange next Weds.BillStruthBear said:Today (Tues 1 Sept) is working day 32 for us so hopefully we hear positive news later. Has been in the final checks queue since the 19th of August.29/7 - App Submitted
30/7 Soft Search
3/8 Text App Rec'd by NW
13/8 Hard Search
18/8 Further Docs Req
21/8 Valuation Done - text rec'd PM same day
22/8 Update to Case - Valuation all ok & approved
10/9 Further doc submitted-back from furlough letter
15/9 Offer Issued0 -
Fingers crossed to everyone hoping for some news today 🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻
Nationwide application- FTB, 85% LTV
Application Received 27/7
Valuation booking text received 4/8
Hard search on 6/8
Valuation took place on 19/8
Valuation report received 26/8
Valuation approved 26/8
Request for more documents 3/9
Requested more documents 16/9
Mortgage offer issued 16/90 -
I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.
I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?Nationwide application - FTB 90% product, 87.5% LTV
Application started 15/7
Soft Searches from Nationwide 29/7
Text from Nationwide confirming application received 31/7
Valuation booking text received 7/8
Hard Searches on 10/8
Application (and all docs) submitted via MB 12/8
Valuation (and homebuyers survey) took place on 24/8
Valuation report received 24/8
Confirmation of 10 day turnaround on valuation from MB 28/8
More Payslips requested along with descriptions for partners payslips 7/9
Current dated proof of savings requested & submitted 18/9
Clarity requested regarding historic Director Role in Employee Owned "trustee" company 01/10
Mortgage offer issued 12/100 -
Hello 👋🏻rusty86 said:I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.
I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
we have only had progress updates after our hard search (6/8) which was done before our valuation!! So I’m hoping anything bad would have been noticed by now 😂🤞🏻 We weren’t told the hard search was being done, it just showed up on CreditKarma.So now we are just waiting for that offer text😭Nationwide application- FTB, 85% LTV
Application Received 27/7
Valuation booking text received 4/8
Hard search on 6/8
Valuation took place on 19/8
Valuation report received 26/8
Valuation approved 26/8
Request for more documents 3/9
Requested more documents 16/9
Mortgage offer issued 16/91 -
No way to know for certain, but I had a couple of question from NW (via my broker) about 2 weeks after the hard searches about my employment and for a bank statement (which they already had).rusty86 said:I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.
I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
Buy My First House During A Pandemic Challenge
26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion1 -
I'm so impatient. Id like to think that this far in, if there was a major problem they'd have found it by now, but who knows.
So anxiousNationwide mortgage application (FTB)
Offer accepted on flat - 7/8
DIP - 10/8
Full application - 10/8
Valuation Booked - 11/8
Valuation received/approved -17/8
Hard search (Equifax) - 20/8
Offer received - 28/90 -
Any updates on yours?leodis23 said:
No way to know for certain, but I had a couple of question from NW (via my broker) about 2 weeks after the hard searches about my employment and for a bank statement (which they already had).rusty86 said:I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.
I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
our timelines are almost the same! I’m getting so fed up waiting 😂Nationwide application- FTB, 85% LTV
Application Received 27/7
Valuation booking text received 4/8
Hard search on 6/8
Valuation took place on 19/8
Valuation report received 26/8
Valuation approved 26/8
Request for more documents 3/9
Requested more documents 16/9
Mortgage offer issued 16/90 -
Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣First time buyer with TSB0
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Lets hope we all get offers in the next 7 minutes so we can get a good nights sleep 😂😂😂sambam67 said:Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣Nationwide application- FTB, 85% LTV
Application Received 27/7
Valuation booking text received 4/8
Hard search on 6/8
Valuation took place on 19/8
Valuation report received 26/8
Valuation approved 26/8
Request for more documents 3/9
Requested more documents 16/9
Mortgage offer issued 16/90 -
How lovely would that be!! Who’d have thought it was going to be this annoying 🤣😩 xxWinterInRome said:
Lets hope we all get offers in the next 7 minutes so we can get a good nights sleep 😂😂😂sambam67 said:Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣First time buyer with TSB0
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