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Nationwide Mortgage

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  • Today (Tues 1 Sept) is working day 32 for us so hopefully we hear positive news later. Has been in the final checks queue since the 19th of August. 
    We've been in final checks queue since 18th Aug, my MA will escalate if nothing heard today, we are due to exchange next Weds.
    29/7 - App Submitted
    30/7 Soft Search
    3/8 Text App Rec'd by NW
    13/8 Hard Search
    18/8 Further Docs Req
    21/8 Valuation Done - text rec'd PM same day
    22/8 Update to Case - Valuation all ok & approved
    10/9 Further doc submitted-back from furlough letter
    15/9 Offer Issued
  • Fingers crossed to everyone hoping for some news today 🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.

    I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?

    Nationwide application - FTB 90% product, 87.5% LTV 

    Application started 15/7
    Soft Searches from Nationwide 29/7
    Text from Nationwide confirming application received 31/7
    Valuation booking text received 7/8
    Hard Searches on 10/8
    Application (and all docs) submitted via MB 12/8
    Valuation (and homebuyers survey) took place on 24/8
    Valuation report received 24/8
    Confirmation of 10 day turnaround on valuation from MB 28/8
    More Payslips requested along with descriptions for partners payslips 7/9
    Current dated proof of savings requested & submitted 18/9
    Clarity requested regarding historic Director Role in Employee Owned "trustee" company 01/10
    Mortgage offer issued 12/10
  • rusty86 said:
    I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.

    I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
    Hello 👋🏻 

    we have only had progress updates after our hard search (6/8) which was done before our valuation!! So I’m hoping anything bad would have been noticed by now 😂🤞🏻 We weren’t told the hard search was being done, it just showed up on CreditKarma. 

    So now we are just waiting for that offer text😭

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • rusty86 said:
    I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.

    I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
    No way to know for certain, but I had a couple of question from NW (via my broker) about 2 weeks after the hard searches about my employment and for a bank statement (which they already had).
    Buy My First House During A Pandemic Challenge
    26/7 Nationwide 90% LTV Application Received | 26/7 Soft Credit Search | 4/8 Hard Search | 14/8 Underwriter questions | 17/8 Valuation booked | 19/8 Physical valuation & report received | 7/9 Mortgage offer | 27/11 Exchange & Completion
  • xMeganCL
    xMeganCL Posts: 150 Forumite
    100 Posts Name Dropper
    I'm so impatient. Id like to think that this far in, if there was a major problem they'd have found it by now, but who knows. 
    So anxious
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • leodis23 said:
    rusty86 said:
    I so massively appreciate how many people post here - this forum provides some great comfort that we aren't the only ones in this boat.

    I do have one question...and, it would be amazing if someone could answer....IF there had been any issues along the way (e.g. after hard search on 10/8), would we have heard about it at that point? The fact that I have only had progress updates so far - does that put us in a fairly decent place?
    No way to know for certain, but I had a couple of question from NW (via my broker) about 2 weeks after the hard searches about my employment and for a bank statement (which they already had).
    Any updates on yours?
    our timelines are almost the same! I’m getting so fed up waiting 😂

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣
    First time buyer with TSB

  • sambam67 said:
    Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣
    Lets hope we all get offers in the next 7 minutes so we can get a good nights sleep 😂😂😂

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • sambam67 said:
    Aghhhh it’s almost 1700 and still no update today... here goes another’s restless night 🤣
    Lets hope we all get offers in the next 7 minutes so we can get a good nights sleep 😂😂😂
    How lovely would that be!! Who’d have thought it was going to be this annoying 🤣😩 xx
    First time buyer with TSB

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