Nationwide Mortgage

Haychgee95

neets said:

neets said:

Joining this thread as I’m waiting on a decision from Nationwide. 

31/10 offer accepted
1/11 mortgage application made
1/11 valuation and survey booked
2/11 valuation and survey took place
6/11 report received - all ok
7/11 additional docs requested & submitted 

now waiting. Been advised about 4 working days for initial assessment 😬 

Update: just received my confirmation of mortgage offer this morning 🥳 18/11. There was a slight delay because of the request for additional docs on 7/11. Just waiting for the offer in the post to check & sign. 

Congratulations!!

snowqueen555

I'm hoping their rates go below 5%, application submitted this week.

Newbee_62

I am having a nightmare with Nationwide. Poor to little communication and the stage I am at keeps changing.

7/11 - application made
8/11- hard search on credit report 
14/11 - declined due to max lend 
14/11 - appealled and also got a gift from mother in law incase appeal was unsuccessful to try to keep it moving
18/11 - application email as application agreed in principal as long as gift declaration sent
18/11 - sent what was requested 
Today - call called chase to be decline back to refer with senior underwriter 

Nothings changed, no valuation done and I am at a real loss

Little_Miss

Hi,

I just want to make sure my application is going through smoothly, seems like a long time till offer.
I am going through a Mortgage Broker btw.

03/11 DIP accepted
10/11 Mortgage Application Submitted with Documents requested at DIP (received text from NW) 
11/11 Hard search from NW on Clearscore + Credit Karma
16/11 Additional Documents requested 
25/11 Valuation booked for 30/11 (received text from NW) + Additional Document Requested 

Letsgetmoving

I found Nationwide great.

11/11.  Application made via broker. Text to confirm them text to say valuation booked
16/11 we’ve received your valuation
17/11 mortgage offer issued

We’re in permanent employment and only borrowing 2.5x salary which helped 

Little_Miss

Letsgetmoving said:

I found Nationwide great.

11/11.  Application made via broker. Text to confirm them text to say valuation booked
16/11 we’ve received your valuation
17/11 mortgage offer issued

We’re in permanent employment and only borrowing 2.5x salary which helped 

Wow that’s super quick, did they ask you for any other documents after valuation? 

Letsgetmoving

No, we went with a broker so had given him 3 months payslips, evidence credit cards were paid off and have no other loans.

he did say Nationwide are fast if things go smoothly but slow if they come back looking for documents

snowqueen555

Valuation happened on Monday, I am waiting now.

I'm sorta hoping the mortgage rate drops again in the next month.

scottishsavingsgirl

Our experience via a Broker:

17/01 - DIP received
19/01 - Full application made
19/01 - Valuation booked for 20/01
20/01 - Text Rcd at 14:45pm to say valuation received
20/01 - Text Rcd at 15:45pm to say Mortgage Offer issued

Just wow!!! 😁

neets

scottishsavingsgirl said:

Our experience via a Broker:

17/01 - DIP received
19/01 - Full application made
19/01 - Valuation booked for 20/01
20/01 - Text Rcd at 14:45pm to say valuation received
20/01 - Text Rcd at 15:45pm to say Mortgage Offer issued

Just wow!!!

That’s outstanding 😁👏 probably reflects the low number of applications in the pipeline at the moment too!