Nationwide Mortgage

RightBobbyDazzler

So... I'm one of these crafty so and so's who have been reading people's experiences but haven't piped up with mine. To be honest, the whole process is doing my head in!!! Application submitted - got a text and an email to confirm. Valuation booked - no text or email to confirm. Valuation completed - got a text and email to confirm. Valuation agreed - no text or email to confirm, instead, I only know this because I called Nationwide to chase. Hard credit check completed. Was told by Nationwide that I would have either (a) confirmation they were going to offer the mortgage; or (b) request further information (if required) by close of business yesterday - guess what - nothing!

RightBobbyDazzler

alvaronistal said:

They did the hard credit check on us yesterday, which is a mere process but it's sign that hopefully things are moving along!

Now to be patient...

haha.. wish I had some (patience)!! 

fingersallcrossed2020

RightBobbyDazzler said:

So... I'm one of these crafty so and so's who have been reading people's experiences but haven't piped up with mine. To be honest, the whole process is doing my head in!!! Application submitted - got a text and an email to confirm. Valuation booked - no text or email to confirm. Valuation completed - got a text and email to confirm. Valuation agreed - no text or email to confirm, instead, I only know this because I called Nationwide to chase. Hard credit check completed. Was told by Nationwide that I would have either (a) confirmation they were going to offer the mortgage; or (b) request further information (if required) by close of business yesterday - guess what - nothing!

When did you send in your application? 

RightBobbyDazzler

fingersallcrossed2020 said:

RightBobbyDazzler said:

So... I'm one of these crafty so and so's who have been reading people's experiences but haven't piped up with mine. To be honest, the whole process is doing my head in!!! Application submitted - got a text and an email to confirm. Valuation booked - no text or email to confirm. Valuation completed - got a text and email to confirm. Valuation agreed - no text or email to confirm, instead, I only know this because I called Nationwide to chase. Hard credit check completed. Was told by Nationwide that I would have either (a) confirmation they were going to offer the mortgage; or (b) request further information (if required) by close of business yesterday - guess what - nothing!

When did you send in your application? 

25th September

fingersallcrossed2020

RightBobbyDazzler said:

25th September

Same day as me! Fingers crossed we will hear soon!! 

mh_ww

Due to the incredibly timed lockdown in Wales we've just has our valuation moved to the 9th November. Which will be working day 61. 

Wales2020

mh_ww said:

Due to the incredibly timed lockdown in Wales we've just has our valuation moved to the 9th November. Which will be working day 61. 

Thats terrible 

OneOfThem12

Just had a text to say our mortgage offer has been issued! What a rollercoaster... hang in there everyone, there is a light at the end of the tunnel!

fingersallcrossed2020

OneOfThem12 said:

Just had a text to say our mortgage offer issued! What a rollercoaster... hang in there everyone, there is a light at the end of the tunnel!

Congrats 🎉 

Harria01

fingersallcrossed2020 said:

RightBobbyDazzler said:

So... I'm one of these crafty so and so's who have been reading people's experiences but haven't piped up with mine. To be honest, the whole process is doing my head in!!! Application submitted - got a text and an email to confirm. Valuation booked - no text or email to confirm. Valuation completed - got a text and email to confirm. Valuation agreed - no text or email to confirm, instead, I only know this because I called Nationwide to chase. Hard credit check completed. Was told by Nationwide that I would have either (a) confirmation they were going to offer the mortgage; or (b) request further information (if required) by close of business yesterday - guess what - nothing!

When did you send in your application? 

My application was complete on 21st Sep. Existing mortgage customer. Now on working day 25! They estimated 26 working days time of application and valuation was done straight away so hopefully not too far away.  Im guessing if its been 5 weeks then its a good thing as surely would of said no by now.