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Nationwide Mortgage

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Comments

  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    None of this is your fault though, they’ll be able to see that. 
    And at least it’s next week so not too long to wait. Wishing you all the luck that it goes well and you get your offer soon! 
  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    Harria01 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    nightmare at mo, if nationwide cant handle the demand they really need to put a stop on new applications until they can offer decent service levels
    I do wonder if it’s a matter of time before they do to be honest. The demand seems to be overwhelming. 
  • GN2020 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    None of this is your fault though, they’ll be able to see that. 
    And at least it’s next week so not too long to wait. Wishing you all the luck that it goes well and you get your offer soon! 
    Thanks but the estate agents are extremely impatient and already made me cry yesterday by implying the sellers are nervous and might look for other buyers.. I think it’s unlikely and is a technique to get the sale through
    First time buyer (FTB) - 90% Loan to value (LTV)
    Nationwide Application
    01/09 - confirmation of application being received
    11/09 - Alert from Clear Score of hard check being carried out
    25/09 - Spoke with Nationwide via 'web chat' box on their website and they confirmed our documents hadn't been reviewed yet
    27/10 - request for payslips (even though they were provided to our broker at the beginning of the application)
    31/10 - Mortgage appointment with Barclays to explore Springboard mortgage options
  • GN2020 said:
    Harria01 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    nightmare at mo, if nationwide cant handle the demand they really need to put a stop on new applications until they can offer decent service levels
    I do wonder if it’s a matter of time before they do to be honest. The demand seems to be overwhelming. 
    Agree but the only lender offering 90% LTV so would be a shocker to many if they did stop lending! 
    First time buyer (FTB) - 90% Loan to value (LTV)
    Nationwide Application
    01/09 - confirmation of application being received
    11/09 - Alert from Clear Score of hard check being carried out
    25/09 - Spoke with Nationwide via 'web chat' box on their website and they confirmed our documents hadn't been reviewed yet
    27/10 - request for payslips (even though they were provided to our broker at the beginning of the application)
    31/10 - Mortgage appointment with Barclays to explore Springboard mortgage options
  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    GN2020 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    None of this is your fault though, they’ll be able to see that. 
    And at least it’s next week so not too long to wait. Wishing you all the luck that it goes well and you get your offer soon! 
    Thanks but the estate agents are extremely impatient and already made me cry yesterday by implying the sellers are nervous and might look for other buyers.. I think it’s unlikely and is a technique to get the sale through
    I can’t see for a second that they’ll look for another buyer. Even if they did, they’d still have a hefty wait so why start all over again when you’re a week away from the valuation. 
    It’s so annoying that they’ve put so much pressure on you that it made you cry! 😡
    I know they work for the seller but that’s just plain spiteful. You’re doing everything you can, they’ll know NW are taking a while (our sellers estate agent knows it) so they’ll just have to be patient a wee while longer. 
  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    GN2020 said:
    Harria01 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    nightmare at mo, if nationwide cant handle the demand they really need to put a stop on new applications until they can offer decent service levels
    I do wonder if it’s a matter of time before they do to be honest. The demand seems to be overwhelming. 
    Agree but the only lender offering 90% LTV so would be a shocker to many if they did stop lending! 
    I know, it would devastate a lot of people. I just figured they’d go the same way as HSBC to cope with the demand, even if it was just for a few weeks. 
  • Kiyonari
    Kiyonari Posts: 27 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then

    Funny that I've been told the exact same, 30th October.  Perhaps that is their standard response today.
  • GN2020 said:
    GN2020 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    None of this is your fault though, they’ll be able to see that. 
    And at least it’s next week so not too long to wait. Wishing you all the luck that it goes well and you get your offer soon! 
    Thanks but the estate agents are extremely impatient and already made me cry yesterday by implying the sellers are nervous and might look for other buyers.. I think it’s unlikely and is a technique to get the sale through
    I can’t see for a second that they’ll look for another buyer. Even if they did, they’d still have a hefty wait so why start all over again when you’re a week away from the valuation. 
    It’s so annoying that they’ve put so much pressure on you that it made you cry! 😡
    I know they work for the seller but that’s just plain spiteful. You’re doing everything you can, they’ll know NW are taking a while (our sellers estate agent knows it) so they’ll just have to be patient a wee while longer. 
    Thank you! I literally just asked them what they’re hoping to achieve with the incessant chasing when I’ve literally sent them links to this thread and the website with Nationwide’s timelines!! 
    First time buyer (FTB) - 90% Loan to value (LTV)
    Nationwide Application
    01/09 - confirmation of application being received
    11/09 - Alert from Clear Score of hard check being carried out
    25/09 - Spoke with Nationwide via 'web chat' box on their website and they confirmed our documents hadn't been reviewed yet
    27/10 - request for payslips (even though they were provided to our broker at the beginning of the application)
    31/10 - Mortgage appointment with Barclays to explore Springboard mortgage options
  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    GN2020 said:
    GN2020 said:
    Have been calling nationwide everyday (saved to my contacts now, can’t believe they’ve not blocked my number  :cold_sweat: )
    was told yesterday we should hear about a valuation being booked today - today is working day 36 so fingers crossed!!
    Called them to check in given time of day... we were misinformed yesterday... valuation won’t be booked until the 30th October... if the sellers don’t decide to give up on us and put it back on the market by then
    None of this is your fault though, they’ll be able to see that. 
    And at least it’s next week so not too long to wait. Wishing you all the luck that it goes well and you get your offer soon! 
    Thanks but the estate agents are extremely impatient and already made me cry yesterday by implying the sellers are nervous and might look for other buyers.. I think it’s unlikely and is a technique to get the sale through
    I can’t see for a second that they’ll look for another buyer. Even if they did, they’d still have a hefty wait so why start all over again when you’re a week away from the valuation. 
    It’s so annoying that they’ve put so much pressure on you that it made you cry! 😡
    I know they work for the seller but that’s just plain spiteful. You’re doing everything you can, they’ll know NW are taking a while (our sellers estate agent knows it) so they’ll just have to be patient a wee while longer. 
    Thank you! I literally just asked them what they’re hoping to achieve with the incessant chasing when I’ve literally sent them links to this thread and the website with Nationwide’s timelines!! 
    I know they have a job to do but when you’ve blatantly already explained more than once what’s happening, what’s the point in pestering you to that extent?! 
    They’ll know how long NW are taking. It’s genuinely baffling isn’t it! 
  • They did the hard credit check on us yesterday, which is a mere process but it's sign that hopefully things are moving along!

    Now to be patient...
    Nationwide Mortgage (FTB & 85% LTV)

    Timeline:
    Application submitted 8/10
    Valuation scheduled on 10/10 for 19/10
    Valuation re-scheduled on 19/10 for 26/10
    Hard Credit Check (Credit Karma) 21/10
    Valuation 26/10
    Valuation approved 26/10
    Mortgage offer issued 27/10
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