Nationwide Mortgage

Harria01

How long is taking people to get the offer paperwork through the post from when they recieved notification of offer 
Apparently my approval letter/offer was sent out 20th october so 5 working days now. Maybe im being impatient and need to wait 7 WD at least??

HJK2017

alvaronistal said:

HJK2017 said:

Hello all,
First time poster here. I am a FTB with 85% LTV and have gone through a broker. I am becoming anxious waiting to hear back from NW.
Here is my timeline:
DIP: 03/09
Full application submitted: 14/10
Full application received: 14/10
Valuation booked: 14/10 for 19/10
Hard search shown on Equifax: 24/10

I haven’t heard anything back from the valuation 🤷‍♀️ Think I might ring them up tomorrow. 

Our case is very similar, through broker, 85% LTV and submitted on the 8/10 but valuation was like yours on the 19th. We had the hard search on the 21st. By what I've read here valuations take over 5 days to be received if they're not desktop. Hoping to hear this week, as you would probably do.

I rang earlier (I couldn’t help myself ). They said the gifting letter has been satisfied and they are waiting for the valuation report. They also said they needed to quote that the application process can take up to 22 working days 🙈🤣. 

Hopefully the valuation report comes back soon, as all this waiting is giving me anxiety lol. 

Fingers cross we hear something this week!

Suseka97

Well, I'm now joining you on the bandwagon having had the text and email to say our application has been submitted today.  It's been quite a journey to even get this far.  Long story!  Anyway, I will post up our timeframes as we progress through - but I'm no longer expecting to be moving before Xmas .  Our vendor's EA has advised us that their purchase is no longer progressing (their vendor pulled out) so they are back looking at properties - sigh.  

DC89216

Afternoon all.
Application submitted a month ago. Just got an email saying our application has been accepted by the underwriters. But now the application has disappeared from my account when I log in and I'm not sure what to do now? This normal? 

alvaronistal

HJK2017 said:

alvaronistal said:

HJK2017 said:

Hello all,
First time poster here. I am a FTB with 85% LTV and have gone through a broker. I am becoming anxious waiting to hear back from NW.
Here is my timeline:
DIP: 03/09
Full application submitted: 14/10
Full application received: 14/10
Valuation booked: 14/10 for 19/10
Hard search shown on Equifax: 24/10

I haven’t heard anything back from the valuation 🤷‍♀️ Think I might ring them up tomorrow. 

Our case is very similar, through broker, 85% LTV and submitted on the 8/10 but valuation was like yours on the 19th. We had the hard search on the 21st. By what I've read here valuations take over 5 days to be received if they're not desktop. Hoping to hear this week, as you would probably do.

I rang earlier (I couldn’t help myself ). They said the gifting letter has been satisfied and they are waiting for the valuation report. They also said they needed to quote that the application process can take up to 22 working days 🙈🤣. 

Hopefully the valuation report comes back soon, as all this waiting is giving me anxiety lol. 

Fingers cross we hear something this week!

Fingers crossed for you!
We have some of the deposit gifted, too, but they haven't asked for the letter yet. Did you send it straightaway? Might do that if it quickens the process...

scots1991

alvaronistal said:

Fingers crossed for you!
We have some of the deposit gifted, too, but they haven't asked for the letter yet. Did you send it straightaway? Might do that if it quickens the process...

I was asked for the gifted deposit form as one of the initial documents when I submitted my DIP- however looking on the Nationwide website this form is only if the deposit is only over £10,000. So if it's less maybe you don't need to send anything.

GN2020

Start of week 6 today since the application and I’m keeping everything crossed that we get some good news this week! 🤞🏻

Although we haven’t heard a thing about the valuation yet! 😩

Good luck everyone that’s waiting on a decision! 

mitch20151412

Harria01 said:

How long is taking people to get the offer paperwork through the post from when they recieved notification of offer 
Apparently my approval letter/offer was sent out 20th october so 5 working days now. Maybe im being impatient and need to wait 7 WD at least??

Had mine in the post within a week. 

alvaronistal

scots1991 said:

alvaronistal said:

Fingers crossed for you!
We have some of the deposit gifted, too, but they haven't asked for the letter yet. Did you send it straightaway? Might do that if it quickens the process...

I was asked for the gifted deposit form as one of the initial documents when I submitted my DIP- however looking on the Nationwide website this form is only if the deposit is only over £10,000. So if it's less maybe you don't need to send anything.

Ah makes sense, our gift is just £5,750, so might not be needed at all.

hburnett163

DC89216 said:

Afternoon all.
Application submitted a month ago. Just got an email saying our application has been accepted by the underwriters. But now the application has disappeared from my account when I log in and I'm not sure what to do now? This normal? 

I would give them a call! Something like this happened to someone else on here and I can’t remember the outcome but they only found out why by calling