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Nationwide Mortgage

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Comments

  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    Tonyw193 said:
    36 working days later and we finally have an offer!! 
    That’s awesome news! Congratulations!! 😃😃
  • Tonyw193
    Tonyw193 Posts: 103 Forumite
    10 Posts Name Dropper
    mh_ww said:
    Tonyw193 said:
    36 working days later and we finally have an offer!! 
    Great news, one big step closer now!
    Thank you, hopefully you're not much further behind. 
    Nationwide FTB 90%LTV
    Full applications 26/08
    Valuation booked 26/08 
    Hard Search (equifax & Transunion) 04/09
    Valuation completed 8/9 
    Valuation approved 30/9 
    More documents requested 30/9 
    Mortgage offer 16/10
  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    Tonyw193 said:
    36 working days later and we finally have an offer!! 
    Wheey! Congrats :)

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • sambobalob
    sambobalob Posts: 5 Forumite
    First Post
    So, we finally got an answer today. Rejection, unfortunately. Trying to get a substantial response on why but thinking of just taking a step back from it all from the moment. It's just too hard. Good luck to ever - hopefully you hear positive things soon!
  • GN2020
    GN2020 Posts: 227 Forumite
    Third Anniversary 100 Posts Name Dropper
    sambobalob said:
    So, we finally got an answer today. Rejection, unfortunately. Trying to get a substantial response on why but thinking of just taking a step back from it all from the moment. It's just too hard. Good luck to ever - hopefully you hear positive things soon!
    Aw no, I’m so sorry! 
    It seems to be happening to so many people. Nationwide seem to be incredibly picky. I’m expecting a decline for ours to be honest. 
    It just seems so awful that it took so long and that was the answer they gave you! 
    I hope the reason isn’t anything too bad and that you get a mortgage with another lender, please don’t give up hope. There’s a lender for everyone. 
  • sambobalob
    sambobalob Posts: 5 Forumite
    First Post
    GN2020 said:

    Aw no, I’m so sorry! 
    It seems to be happening to so many people. Nationwide seem to be incredibly picky. I’m expecting a decline for ours to be honest. 
    It just seems so awful that it took so long and that was the answer they gave you! 
    I hope the reason isn’t anything too bad and that you get a mortgage with another lender, please don’t give up hope. There’s a lender for everyone. 
    Thank you, our broker said he couldn't see any particular reason, but thinks my self-employment and the fact that it was quite an expensive house for a FTB mortgage could have played a part (255,000 agreed price which doesn't seem crazy to me but 🤷‍♂️), also that they are just in a position where they can be really, really picky. 
  • mitch20151412
    mitch20151412 Posts: 20 Forumite
    Fifth Anniversary 10 Posts
    Just received my offer. I feel a bit guilty getting mine so quickly when all you guys have been waiting so long. Got everything crossed for you all 😃
  • alvaronistal
    alvaronistal Posts: 31 Forumite
    Sixth Anniversary 10 Posts Car Insurance Carver!
    Well here I come...
    FTB through mortgage broker - 85% LTV.

    Timeline:
    Application submitted - 8/10
    Valuation booked for 19/10


    Nationwide Mortgage (FTB & 85% LTV)

    Timeline:
    Application submitted 8/10
    Valuation scheduled on 10/10 for 19/10
    Valuation re-scheduled on 19/10 for 26/10
    Hard Credit Check (Credit Karma) 21/10
    Valuation 26/10
    Valuation approved 26/10
    Mortgage offer issued 27/10
  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    mitch20151412 said:
    Just received my offer. I feel a bit guilty getting mine so quickly when all you guys have been waiting so long. Got everything crossed for you all 😃
    Congrats! 
  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    Another house bites the dust for us due to a down valuation and the seller not wanting to renegotiate.
    Fuming.

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
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