Platform Mortgage

nakiwala123

Haymorto said:

madwife260 said:

Haymorto said:

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

Last time I spoke with broker they said valuation was being done when they looked at application. When we called broker again today they looked at system and it said the valuation had been done and was waiting to be assessed. So I dunno what to think anymore!

That does sound promising about saying they're working on 3rd, did you hear that from your broker or direct? 

We heard it direct from platform we were on hold for almost 2 hours. 

What survey did you go for? We have gone for the ' middle' option.

We are just terrified as I have a 400 pound satisfied CCJ which drops of my credit file in January. Agreement in principle fine and we have passed credit checks.. Just been waiting 4 weeks this week to get the official response. Other lenders dropping out left right and centre, we exchanged on our old house on Tuesday so we were preoccupied with that. Only good thing is the house we're going for is probate and they're not in a rush 

We also exchanged on our sale yesterday with completion next week Thursday 8th October. When do you complete on yours? 

Haymorto

nakiwala123 said:

Haymorto said:

madwife260 said:

Haymorto said:

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

Last time I spoke with broker they said valuation was being done when they looked at application. When we called broker again today they looked at system and it said the valuation had been done and was waiting to be assessed. So I dunno what to think anymore!

That does sound promising about saying they're working on 3rd, did you hear that from your broker or direct? 

We heard it direct from platform we were on hold for almost 2 hours. 

What survey did you go for? We have gone for the ' middle' option.

We are just terrified as I have a 400 pound satisfied CCJ which drops of my credit file in January. Agreement in principle fine and we have passed credit checks.. Just been waiting 4 weeks this week to get the official response. Other lenders dropping out left right and centre, we exchanged on our old house on Tuesday so we were preoccupied with that. Only good thing is the house we're going for is probate and they're not in a rush 

We also exchanged on our sale yesterday with completion next week Thursday 8th October. When do you complete on yours? 

Our house we have just sold? We exchanged and completed on the same day

Deano89

madwife260 said:

Haymorto said:

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

Last time I spoke with broker they said valuation was being done when they looked at application. When we called broker again today they looked at system and it said the valuation had been done and was waiting to be assessed. So I dunno what to think anymore!

That does sound promising about saying they're working on 3rd, did you hear that from your broker or direct? 

I heard yesterday morning direct they were on 2nd so to be on 3rd by the evening is probably right 

louiserf

Just got confirmation of our offer being issued! Got an email from our MA.
It was a real long slog, this is working day 43.

Our timings were as below (I've posted some before):

3rd August - DIP submitted and approved

4th August - full application

13th August - valuation booked in

20th August - valuation complete

2nd September - more info requested and sent

8th September - more info requested and sent
14th September - more info requested and sent
22nd September - called Platform, was told should hear by end of week
28th September - MA called Platform, was told should hear before end of week
1st October - Offer Issued

rdunn_

louiserf said:

Just got confirmation of our offer being issued! Got an email from our MA.
It was a real long slog, this is working day 43.

Our timings were as below (I've posted some before):

3rd August - DIP submitted and approved

4th August - full application

13th August - valuation booked in

20th August - valuation complete

2nd September - more info requested and sent

8th September - more info requested and sent
14th September - more info requested and sent
22nd September - called Platform, was told should hear by end of week
28th September - MA called Platform, was told should hear before end of week
1st October - Offer Issued

Congratulations! I called Platform earlier as we should have had an update today following the 3 working day chaser (eager I know!) and they advised that they are again delayed and they probably won't be able to come back to us until next week.

Have your MA and solicitor been given a copy of the offer?

[Deleted User]

Working day 49.....
A complaint draws ever nearer..... 

louiserf

rdunn_ said:

louiserf said:

Just got confirmation of our offer being issued! Got an email from our MA.
It was a real long slog, this is working day 43.

Our timings were as below (I've posted some before):

3rd August - DIP submitted and approved

4th August - full application

13th August - valuation booked in

20th August - valuation complete

2nd September - more info requested and sent

8th September - more info requested and sent
14th September - more info requested and sent
22nd September - called Platform, was told should hear by end of week
28th September - MA called Platform, was told should hear before end of week
1st October - Offer Issued

Congratulations! I called Platform earlier as we should have had an update today following the 3 working day chaser (eager I know!) and they advised that they are again delayed and they probably won't be able to come back to us until next week.

Have your MA and solicitor been given a copy of the offer?

My MA has a copy, I haven't heard back from my solicitors but I believe they'll have one, and mine should be in the mail.

joeksemail

Timeline Update:
AIP: 03/09
Application: 03/09
Valuation: 28/09
Spoke to them today and they have begun the underwriting and have assessed some docs already. They are catching up as initially it wasn't due to even get looked at until 08/10.
Im a FTB taking out the 90% LTV product

Haymorto

joeksemail said:

Timeline Update :
AIP: 03/09
Application: 03/09
Valuation: 28/09
Spoke to them today and they have begun the underwriting and have assessed some docs already. They are catching up as initially it wasn't due to even get looked at until 08/10.
Im a FTB taking out the 90% LTV product

Hope it goes well for you!

Deano89

DeletedUser said:

Working day 49.....
A complaint draws ever nearer..... 

Won't make the slightest bit of difference, everyone's in the same boat