Platform Mortgage

[Deleted User]

Working day 48, and up to yet, nothing. Today is day 3 of 3 for responding to MA's escalation. 

nakiwala123

Working day 39 for us.No escalation or anything. A straightforward case of porting and borrowing extra. No question asked. We are in the queue for the offer team to issue an offer. We were told 14 working days for the offer. Day 14 will be Friday. 

[Deleted User]

 nakiwala123 said:

Working day 39 for us.No escalation or anything. A straightforward case of porting and borrowing extra. No question asked. We are in the queue for the offer team to issue an offer. We were told 14 working days for the offer. Day 14 will be Friday. 

At least you're only 9 working days over their average! 

You probably won't hear anything until next week! 

nakiwala123

DeletedUser said:

 nakiwala123 said:

Working day 39 for us.No escalation or anything. A straightforward case of porting and borrowing extra. No question asked. We are in the queue for the offer team to issue an offer. We were told 14 working days for the offer. Day 14 will be Friday. 

At least you're only 9 working days over their average! 

You probably won't hear anything until next week! 

That would be bad news for us. Air bnb will be costing us a mint or two by then but no other option for short term rent. 

madwife260

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Haymorto

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

madwife260

Haymorto said:

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

Last time I spoke with broker they said valuation was being done when they looked at application. When we called broker again today they looked at system and it said the valuation had been done and was waiting to be assessed. So I dunno what to think anymore!

That does sound promising about saying they're working on 3rd, did you hear that from your broker or direct? 

joeksemail

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

You put your application in the same day as me. 
Platform said they should be looking at cases from 03/09 on or around 8/10 but likely to be before as they are "rapidly catching up" due to withdrawing products from the market.
My HomeBuyers report was done 28/09 and I should have the report tomorrow apparently.

Haymorto

madwife260 said:

Haymorto said:

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

madwife260 said:

Update from our side is application went in 3rd sept. Valuation done on 21st. Just awaiting more news, apparently next week.

Our application went in on the 4th, we haven't had a valuation booked yet, I thought they had to agree your mortgage obviously as long ad the house values what it needs to..

We've been told they're working through them and are currently on the 3rd September, working till 8pm

Last time I spoke with broker they said valuation was being done when they looked at application. When we called broker again today they looked at system and it said the valuation had been done and was waiting to be assessed. So I dunno what to think anymore!

That does sound promising about saying they're working on 3rd, did you hear that from your broker or direct? 

We heard it direct from platform we were on hold for almost 2 hours. 

What survey did you go for? We have gone for the ' middle' option.

We are just terrified as I have a 400 pound satisfied CCJ which drops of my credit file in January. Agreement in principle fine and we have passed credit checks.. Just been waiting 4 weeks this week to get the official response. Other lenders dropping out left right and centre, we exchanged on our old house on Tuesday so we were preoccupied with that. Only good thing is the house we're going for is probate and they're not in a rush 

nakiwala123

All be mindful that even after valuation and underwriting, there is a wait for offer issuing team. We are halfway through week 3 of waiting for the offer to be issued having been told we had been approved for an offer. Still waiting.