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Halifax Valuation Timeline/ Underwriter

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Comments

  • Seashell517
    Seashell517 Posts: 275 Forumite
    Third Anniversary 100 Posts Name Dropper
    Aqeelm701 said:
    Seashell517 said:
    Jan 05 AM: Valuation done
    Jan 05 PM: Offer received! 
    Impossible you are lieing this can't be so quick 
    My broker did a lot of liaising with the lender in advance of the application and my credit history is clean. I was surprised too (pleasantly for once!), but the broker sent me some electronic paperwork last night. Paper copy in the post will take longer.
  • Aqeelm701
    Aqeelm701 Posts: 22 Forumite
    10 Posts
    Seashell517 said:
    Aqeelm701 said:
    Seashell517 said:
    Jan 05 AM: Valuation done
    Jan 05 PM: Offer received! 
    Impossible you are lieing this can't be so quick 
    My broker did a lot of liaising with the lender in advance of the application and my credit history is clean. I was surprised too (pleasantly for once!), but the broker sent me some electronic paperwork last night. Paper copy in the post will take longer.
    Are you a first time buyer? Where is the property that you are buying
  • Bookgal88
    Bookgal88 Posts: 80 Forumite
    Second Anniversary 10 Posts Name Dropper
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    "We're going to need a bigger boat."
  • Aqeelm701
    Aqeelm701 Posts: 22 Forumite
    10 Posts
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    They do physical mate.
    Have you submitted your full application? 
    Whats the date 
  • Peppermint90
    Peppermint90 Posts: 101 Forumite
    10 Posts Name Dropper
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    I had a desktop valuation done early december. Think it depends on the property
  • Aqeelm701
    Aqeelm701 Posts: 22 Forumite
    10 Posts
    Peppermint90 said:
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    I had a desktop valuation done early december. Think it depends on the property
    Have you received your offer?
  • Peppermint90
    Peppermint90 Posts: 101 Forumite
    10 Posts Name Dropper
    Aqeelm701 said:
    Peppermint90 said:
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    I had a desktop valuation done early december. Think it depends on the property
    Have you received your offer?
    Yes, received offer end of december
  • Aqeelm701
    Aqeelm701 Posts: 22 Forumite
    10 Posts
    Peppermint90 said:
    Aqeelm701 said:
    Peppermint90 said:
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    I had a desktop valuation done early december. Think it depends on the property
    Have you received your offer?
    Yes, received offer end of december
    Did you apply through a broker?
    What all documents did Halifax request? 
  • jrrrrj
    jrrrrj Posts: 55 Forumite
    Second Anniversary 10 Posts Name Dropper
    Aqeelm701 said:
    Seashell517 said:
    Seashell517 said:
    Seashell517 said:
    Dec 29th: My application has gone in to Halifax today (via broker).
    Jan 04: Valuation booked for tomorrow.
    Jan 05 AM: Valuation done
    Jan 05 PM: Offer received! 
    Impossible you are lieing this can't be so quick 
    Mine was the same. In fact, my valuation was brought forward a day. They did the valuation in the afternoon and I had the offer by 09:30 the following morning. I had an email letter with the offer and the paperwork arrived around 8 days later. My solicitor got it around 14 days later.
    FTB with Halifax
    23/10 AIP
    23/20 Full application 
    26/10 Valuation booked
    28/10 Case agreed subject to valuation 
    03/11 Desktop valuation 
    04/11 Offer received
    28/01/21 Exchanging of contracts 
    01/02/21 Completed ✅ 
  • jrrrrj
    jrrrrj Posts: 55 Forumite
    Second Anniversary 10 Posts Name Dropper
    Aqeelm701 said:
    vickya said:
    Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?
    They do physical mate.
    Have you submitted your full application? 
    Whats the date 
    Halifax did a desktop valuation on mine. 
    FTB with Halifax
    23/10 AIP
    23/20 Full application 
    26/10 Valuation booked
    28/10 Case agreed subject to valuation 
    03/11 Desktop valuation 
    04/11 Offer received
    28/01/21 Exchanging of contracts 
    01/02/21 Completed ✅ 
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