Halifax Valuation Timeline/ Underwriter

Seashell517

Aqeelm701 said:

Seashell517 said:

Jan 05 AM: Valuation done
Jan 05 PM: Offer received! 

Impossible you are lieing this can't be so quick 

My broker did a lot of liaising with the lender in advance of the application and my credit history is clean. I was surprised too (pleasantly for once!), but the broker sent me some electronic paperwork last night. Paper copy in the post will take longer.

Aqeelm701

Seashell517 said:

Aqeelm701 said:

Seashell517 said:

Jan 05 AM: Valuation done
Jan 05 PM: Offer received! 

Impossible you are lieing this can't be so quick 

My broker did a lot of liaising with the lender in advance of the application and my credit history is clean. I was surprised too (pleasantly for once!), but the broker sent me some electronic paperwork last night. Paper copy in the post will take longer.

Are you a first time buyer? Where is the property that you are buying

Bookgal88

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

Aqeelm701

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

They do physical mate.
Have you submitted your full application? 
Whats the date 

Peppermint90

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

I had a desktop valuation done early december. Think it depends on the property

Aqeelm701

Peppermint90 said:

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

I had a desktop valuation done early december. Think it depends on the property

Have you received your offer?

Peppermint90

Aqeelm701 said:

Peppermint90 said:

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

I had a desktop valuation done early december. Think it depends on the property

Have you received your offer?

Yes, received offer end of december

Aqeelm701

Peppermint90 said:

Aqeelm701 said:

Peppermint90 said:

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

I had a desktop valuation done early december. Think it depends on the property

Have you received your offer?

Yes, received offer end of december

Did you apply through a broker?
What all documents did Halifax request? 

jrrrrj

Aqeelm701 said:

Seashell517 said:

Seashell517 said:

Seashell517 said:

Dec 29th: My application has gone in to Halifax today (via broker).

Jan 04: Valuation booked for tomorrow.

Jan 05 AM: Valuation done
Jan 05 PM: Offer received! 

Impossible you are lieing this can't be so quick 

Mine was the same. In fact, my valuation was brought forward a day. They did the valuation in the afternoon and I had the offer by 09:30 the following morning. I had an email letter with the offer and the paperwork arrived around 8 days later. My solicitor got it around 14 days later.

jrrrrj

Aqeelm701 said:

vickya said:

Anyone got any idea of Halifax's rationale for whether they do a desktop valuation or a physical inspection?

They do physical mate.
Have you submitted your full application? 
Whats the date 

Halifax did a desktop valuation on mine.