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Santander mortgage timeline

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  • Apparently our survey was carried out last Wednesday and we haven’t been asked for any further documents so assuming all is in order and just waiting a decision. Hopefully hear something this week. What about you? 
  • How long has everyone been waiting on their Santander application? We submitted ours on 11th and the survey was done last Wednesday and we still haven’t heard anything 😫
  • Ours submitted 10th, instructed valuation 2 weeks ago, EA hasn’t heard anything, assuming desktop maybe? Broker chased Monday and nothing yet, apparently with senior underwriter. 
  • EMJ_87
    EMJ_87 Posts: 18 Forumite
    10 Posts Name Dropper
    Even longer still, first applied on 17th July but because supporting docs were not supplied in time (we’ve gone through a broker, I have no idea what happened here) the application was effectively resubmitted on 11th August. The valuation took place on 18th August, supporting furlough docs were submitted on 20th Aug and now we are in the underwriting queue apparently. I spoke to Santander yesterday and they said there is about at 8 day delay in underwriting at the moment but that staff will be in over the bank holiday to push through some approvals. My nerves are wreck and I can only hope by some miracle I hear something by the end of the week (I’m not hopeful though). Fingers crossed for you all!
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Full application on 28/7, provided further documents on 29/7, 13/8 and 21/8, each time it seems to go back to the back of the queue. Not panicking just yet, valuation was completed on 12/8 assuming that is ok as heard nothing, going on their timescales our last document should be reviewed on Monday/Tuesday, if I have heard nothing by next Thursday I think I will start to get a bit shouty!
    Debt free Feb 2021 🎉
  • Full application 28/7.  More documentation requested wasn't all submitted till 24/8. Survey was 19/8 and broker confirmed that it came back ok. Just waiting for new documents to be looked at. 
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    EMJ_87 said:
    Even longer still, first applied on 17th July but because supporting docs were not supplied in time (we’ve gone through a broker, I have no idea what happened here) the application was effectively resubmitted on 11th August. The valuation took place on 18th August, supporting furlough docs were submitted on 20th Aug and now we are in the underwriting queue apparently. I spoke to Santander yesterday and they said there is about at 8 day delay in underwriting at the moment but that staff will be in over the bank holiday to push through some approvals. My nerves are wreck and I can only hope by some miracle I hear something by the end of the week (I’m not hopeful though). Fingers crossed for you all!
    Going on their timescales documents submitted 19/8 are being reviewed today, so yours may be looked at tomorrow. Good luck!
    Debt free Feb 2021 🎉
  • Our valuation was completed on the 19th too so hoping we’ll hear something before the weekend. The wait is awful 😫
  • SuH3
    SuH3 Posts: 36 Forumite
    10 Posts Name Dropper
    The wait goes on , seems our MA acted a little premature on sending offer out to us, but she was told it was signed off by Satander . So the wait goes on , valuation today and as we paid over asking price I’m panicking it’s not too much away from what we offered. Going to feel sick again now till we know outcome .
    As we went through broker no online checks to see if valuation has been carried out and result , just have to wait and keep fingers crossed
  • EMJ_87 said:
    Even longer still, first applied on 17th July but because supporting docs were not supplied in time (we’ve gone through a broker, I have no idea what happened here) the application was effectively resubmitted on 11th August. The valuation took place on 18th August, supporting furlough docs were submitted on 20th Aug and now we are in the underwriting queue apparently. I spoke to Santander yesterday and they said there is about at 8 day delay in underwriting at the moment but that staff will be in over the bank holiday to push through some approvals. My nerves are wreck and I can only hope by some miracle I hear something by the end of the week (I’m not hopeful though). Fingers crossed for you all!
    Going on their timescales documents submitted 19/8 are being reviewed today, so yours may be looked at tomorrow. Good luck!
    Does that mean valuation reports from the 19th will be looked at? Feel like those
    timescales are a bit flawed lol. 
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