Santander mortgage timeline

031192vy353

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Fantastic news. Fingers crossed for you and the new house! 

ubayd95

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Touch wood it works out for you. I had no news today unfortunately. Starting to lose hope once again 

Cookie211

031192vy353 said:

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Fantastic news. Fingers crossed for you and the new house! 

We put a offer in and they came bk they want a little bit higher, offered 2k more so now waiting on there response, can’t see it being tonight now though 

Sierra_Juliette

ubayd95 said:

Sierra_Juliette said:

Sierra_Juliette said:

Update for us:


20th April - application submitted
21st April - valuation instructed 

Hope it continues to move this fast 

Update today - valuation booked tor 5th May 

Good news for you! Has you underwriting been done yet?

Not as yet. Our broker came back today requesting confirmation of my pay as I work in the south of Ireland and my payslip doesn’t show the € symbol anywhere. Had to get a P60 sent over to them for clarification.

I’m also pregnant and have a week (full paid) sick on my last payslip, they’re waiting for my next one on Thursday for confirmation that I’m back to work! Hope that doesn’t affect us 🤞🏻

Sierra_Juliette

Cookie211 said:

031192vy353 said:

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Fantastic news. Fingers crossed for you and the new house! 

We put a offer in and they came bk they want a little bit higher, offered 2k more so now waiting on there response, can’t see it being tonight now though 

Good luck!!!! 🍀 hope everything works out for you!! 

031192vy353

Sierra_Juliette said:

ubayd95 said:

Sierra_Juliette said:

Sierra_Juliette said:

Update for us:


20th April - application submitted
21st April - valuation instructed 

Hope it continues to move this fast 

Update today - valuation booked tor 5th May 

Good news for you! Has you underwriting been done yet?

Not as yet. Our broker came back today requesting confirmation of my pay as I work in the south of Ireland and my payslip doesn’t show the € symbol anywhere. Had to get a P60 sent over to them for clarification.

I’m also pregnant and have a week (full paid) sick on my last payslip, they’re waiting for my next one on Thursday for confirmation that I’m back to work! Hope that doesn’t affect us 🤞🏻

Did they mention your sick pay and that they wanted to wait for your next one? My last payslip had a month's sick on it and they declined our application until I could provide my next payslip to show that I was back which I provided on Wednesday. So hoping that this is us as we've everything done valuation etc and underwriting. 

ubayd95

Sierra_Juliette said:

ubayd95 said:

Sierra_Juliette said:

Sierra_Juliette said:

Update for us:


20th April - application submitted
21st April - valuation instructed 

Hope it continues to move this fast 

Update today - valuation booked tor 5th May 

Good news for you! Has you underwriting been done yet?

Not as yet. Our broker came back today requesting confirmation of my pay as I work in the south of Ireland and my payslip doesn’t show the € symbol anywhere. Had to get a P60 sent over to them for clarification.

I’m also pregnant and have a week (full paid) sick on my last payslip, they’re waiting for my next one on Thursday for confirmation that I’m back to work! Hope that doesn’t affect us 🤞🏻

Congratulations! Me and my wife are expecting our first too this August so really wanted a place before then. We started looking just before we found out.

Hope all works out for you!

FtbEmz

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Oh that’s sounds good. Fingers crossed for you.

Cookie211

FtbEmz said:

Cookie211 said:

Been to see another house which we love more than the first but lender pulled out the day we had full mortgage offer, just put a offer on the new house so fingers crossed 🤞 

Oh that’s sounds good. Fingers crossed for you.

Thank u, I didn’t mean lender pulled out I meant vendor 

Cookie211

Yay they have accepted my offer on the house 🏠 got to go bk to underwriters now tho as need to lend £12,000 more 🤞🤞🤞🤞