Santander mortgage timeline

Cookie211

FtbEmz said:

Cookie211 said:

FtbEmz said:

031192vy353 said:

Cookie211 said:

Santander have agreed to our mortgage, just hope we don’t lose the house now 🤞🤞🤞

Amazing news. Congratulations!!!! 

Fantastic news. I hope the seller changes their mind and you don’t lose the house. Do you mind me asking when your application was submitted please?

Hi thank u, fingers crossed he changes his mind tomorrow.
we submitted application on the 25th March 

I’ll keep my fingers crossed for you. Were there any delays with your application? 

Thank u, just a few silly questions but my broker said from the start he’s confident it will go through 

Cookie211

peacetrustlove said:

Cookie211 said:

Santander have agreed to our mortgage, just hope we don’t lose the house now 🤞🤞🤞

Congrats. We are still to hear anything about ours. 

Hopefully tomorrow fingers crossed 🤞 

Cookie211

lsim88 said:

How did you find out did you get a text? Congratulations 🎉 

My broker sent me a pic to show they have agreed that was after 5 and said they prob text me tomorrow as it was after 5 then my broker rang me straight away to let me know 

2124judy

Hello, 

mortgage submitted on 1st April
Santander asked for more documents 3rd April
Valuation booked for the 15th April
mortgage approved subject to valuation 9th April.

does this mean that all checks are now complete and it will be approved if the valuation matches?

thanks   

lsim88

2124judy said:

Hello, 

mortgage submitted on 1st April
Santander asked for more documents 3rd April
Valuation booked for the 15th April
mortgage approved subject to valuation 9th April.

does this mean that all checks are now complete and it will be approved if the valuation matches?

thanks   

Sounds straight forward just have to wait for the valuation to come back in ok 🤞🏻

funky1471

Just had a text in the last hour to confirm that our mortgage has been approved by the underwriters - Still waiting on them to sort the valuation, and not yet received our letters with the codes to verify our address. These are the last 2 things now I think, so as long as the valuation is good we should be fine.

Seems like very quick and good progress, it went to the underwriters at 3:30PM on Friday.

FtbEmz

funky1471 said:

Just had a text in the last hour to confirm that our mortgage has been approved by the underwriters - Still waiting on them to sort the valuation, and not yet received our letters with the codes to verify our address. These are the last 2 things now I think, so as long as the valuation is good we should be fine.

Seems like very quick and good progress, it went to the underwriters at 3:30PM on Friday.

That's amazing! Did you go through a mortgage advisor or direct? Our application was sent on the 8th by our mortgage advisor and I know a valuation was booked but I don't know when for. Do you know when your valuation is?

funky1471

FtbEmz said:

funky1471 said:

Just had a text in the last hour to confirm that our mortgage has been approved by the underwriters - Still waiting on them to sort the valuation, and not yet received our letters with the codes to verify our address. These are the last 2 things now I think, so as long as the valuation is good we should be fine.

Seems like very quick and good progress, it went to the underwriters at 3:30PM on Friday.

That's amazing! Did you go through a mortgage advisor or direct? Our application was sent on the 8th by our mortgage advisor and I know a valuation was booked but I don't know when for. Do you know when your valuation is?

We went direct via the web - We only had to provide 1 month payslip each and write in a note each to confirm we haven't been in receipt of any Furlough payments during the pandemic.

I asked them via the online form where it's up to, and they just replied yesterday to say it's with the survey provider they use but no update as of yet - So as far as I know it's not yet been booked in. This will be the next thing we'll be chasing

FtbEmz

funky1471 said:

FtbEmz said:

funky1471 said:

Just had a text in the last hour to confirm that our mortgage has been approved by the underwriters - Still waiting on them to sort the valuation, and not yet received our letters with the codes to verify our address. These are the last 2 things now I think, so as long as the valuation is good we should be fine.

Seems like very quick and good progress, it went to the underwriters at 3:30PM on Friday.

That's amazing! Did you go through a mortgage advisor or direct? Our application was sent on the 8th by our mortgage advisor and I know a valuation was booked but I don't know when for. Do you know when your valuation is?

We went direct via the web - We only had to provide 1 month payslip each and write in a note each to confirm we haven't been in receipt of any Furlough payments during the pandemic.

I asked them via the online form where it's up to, and they just replied yesterday to say it's with the survey provider they use but no update as of yet - So as far as I know it's not yet been booked in. This will be the next thing we'll be chasing

Thank you for your reply. I hope the rest is plain sailing for you. I want to ask my mortgage advisor where we are with things, but I don't want to hassle him as it's still early days I guess!

lsim88

The waiting is horrible. We’re still waiting on our official offer to come through via email or text or phone or post!!