Santander mortgage timeline

Cookie211

031192vy353 said:

Cookie211 said:

my mb just rang me Santander have came bk with a question bout the finance on my sofa which is paid off, my mb said they ask questions like this but seems to think it’s all positive and should have a offer either this afternoon or tomorrow at the latest, don’t want to get to excited just yet 

Oh wow. This is amazing. When did your application go in. I feel like ours is dragging in. We lost a week with waiting for my march payslip that they wanted so hoping we're near the end and our questions are done 😩🤞. Positive news for you though which is great

25th March we submitted our application,had a text to say they received our application,few questions,had to paid sofa off,sent statements over to show all paid off, asked a weird question yesterday to my mb bout sofa,mb answered them so just waiting on a offer nw hopefully 🙏 

peacetrustlove

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Cookie211

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

peacetrustlove

Cookie211 said:

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

I’ve maintained a good working relationship with my accountant and we are on very good terms. He sent it to me in 10 minutes. Now that’s a turnover. I wish he worked for Santander 😂😂😂. Applications would’ve been decided in hours than weeks lol. 

Cookie211

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

I’ve maintained a good working relationship with my accountant and we are on very good terms. He sent it to me in 10 minutes. Now that’s a turnover. I wish he worked for Santander 😂😂😂. Applications would’ve been decided in hours than weeks lol. 

Lol that’s great news hopefully u will have an answer this week now if your mb gets it straight over to them, that would be great if he did work for them haha 

peacetrustlove

Cookie211 said:

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

I’ve maintained a good working relationship with my accountant and we are on very good terms. He sent it to me in 10 minutes. Now that’s a turnover. I wish he worked for Santander 😂😂😂. Applications would’ve been decided in hours than weeks lol. 

Lol that’s great news hopefully u will have an answer this week now if your mb gets it straight over to them, that would be great if he did work for them haha 

MA has literally told me that if we submit the document ASAP, underwriter will sign it off today. Does this mean my offer will be out ? I’m getting so anxious now as the time draws close lol. 

031192vy353

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

I’ve maintained a good working relationship with my accountant and we are on very good terms. He sent it to me in 10 minutes. Now that’s a turnover. I wish he worked for Santander 😂😂😂. Applications would’ve been decided in hours than weeks lol. 

Lol that’s great news hopefully u will have an answer this week now if your mb gets it straight over to them, that would be great if he did work for them haha 

MA has literally told me that if we submit the document ASAP, underwriter will sign it off today. Does this mean my offer will be out ? I’m getting so anxious now as the time draws close lol. 

Fingers crossed for you. Has your application been in long? 

Cookie211

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Cookie211 said:

peacetrustlove said:

Just had a phone call from MA. Santander wants my accountant to sign my income certificate rather than an electronic signature. They've had it for over a month and now they realise this 😩. Thankfully, I have an efficient accountant who has agreed to do this quickly. 

Oh no,fingers crossed it’s done quickly and you can get it straight over to them and hopefully will be a offer then, just think tho it’s good news as they happy with everything else and only asked bout this so fingers crossed for u 

I’ve maintained a good working relationship with my accountant and we are on very good terms. He sent it to me in 10 minutes. Now that’s a turnover. I wish he worked for Santander 😂😂😂. Applications would’ve been decided in hours than weeks lol. 

Lol that’s great news hopefully u will have an answer this week now if your mb gets it straight over to them, that would be great if he did work for them haha 

MA has literally told me that if we submit the document ASAP, underwriter will sign it off today. Does this mean my offer will be out ? I’m getting so anxious now as the time draws close lol. 

Yes it sounds as if they ready to offer YAY 😁 hopefully we both hear back today, my mb said if he haven’t heard by 4 he will chase them as it was only a question they asked, mb said they will issue u a mortgage offer then 🤞🤞🤞🤞

031192vy353

I've sent my mortgage advisor a message to try and get some sort of update. Because last Wednesday they only asked a question regarding my partners furlough and my ma responded immediately and we've heard nothing since apart from being back in queue Friday 😭🤞

Cookie211

031192vy353 said:

I've sent my mortgage advisor a message to try and get some sort of update. Because last Wednesday they only asked a question regarding my partners furlough and my ma responded immediately and we've heard nothing since apart from being back in queue Friday 😭🤞

Fingers crossed your mb gets back to u with an update 🤞🤞🤞