Santander mortgage timeline

Cookie211

031192vy353 said:

My last request has been accepted. Underwriting queue for me now I wonder what they'll come back with next... 

how do u know it’s been accepted, can u track it or your mb told u 

031192vy353

Cookie211 said:

031192vy353 said:

My last request has been accepted. Underwriting queue for me now I wonder what they'll come back with next... 

how do u know it’s been accepted, can u track it or your mb told u 

My mb told me its been accepted and back in underwriting queue now. Though this is back and forward so I'm expecting something else to be asked again.... Hopefully not but won't hold my tongue

Bob456

031192vy353 said:t

Cookie211 said:

031192vy353 said:

My last request has been accepted. Underwriting queue for me now I wonder what they'll come back with next... 

how do u know it’s been accepted, can u track it or your mb told u 

My mb told me its been accepted and back in underwriting queue now. Though this is back and forward so I'm expecting something else to be asked again.... Hopefully not but won't hold my tongue

This is happened to us, even they ask our weekly working hours information the day they  issued our offer, my MA asked them why not they ask this information long back they took nearly 4 months to issue our offer, now underwriter waiting time between 2 to 3 days which is good, compared to ours was 8 to 15 working days in November 2020 to January 2021.

Cookie211

Looks like another day of not knowing what’s going on 🤯🤯🤯🤯

peacetrustlove

Cookie211 said:

Looks like another day of not knowing what’s going on 🤯🤯🤯🤯

Hang tight mate. They might be working tomorrow as well. 

031192vy353

Cookie211 said:

Looks like another day of not knowing what’s going on 🤯🤯🤯🤯

Unfortunately for us yes. Maybe tomorrow but who knows! 

Cookie211

peacetrustlove said:

Cookie211 said:

Looks like another day of not knowing what’s going on 🤯🤯🤯🤯

Hang tight mate. They might be working tomorrow as well. 

I really Hope so 

Cookie211

Any updates from Santander for anyone?

FirstTB1983

Has anyone had a similar start to their application as us, it seems we have gone through a different process to many on here.

26/03 DIP completed online (software credit check)

26/03 Application started over the phone, lasting about 2 hours including affordability checks (hard credit check)

26/03 "record created" payslips and proof of bonus requested

31/03 application information received

31/03 appointment booked

FirstTB1983

FirstTB1983 said:

Has anyone had a similar start to their application as us, it seems we have gone through a different process to many on here.

26/03 DIP completed online (software credit check)

26/03 Application started over the phone, lasting about 2 hours including affordability checks (hard credit check)

26/03 "record created" payslips and proof of bonus requested

31/03 application information received

31/03 appointment booked

A couple of other questions if I may....

I wondered what we could expect from our mortgage interview next week as our initial telephone call felt very thorough and included the hard credit check

Will we fill in a paper mortgage application after our interview or is this all done over the phone these days?

Thanks in advance.