📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander mortgage timeline

Options
1206207209211212431

Comments

  • ka86ftb
    ka86ftb Posts: 32 Forumite
    Third Anniversary 10 Posts Name Dropper
    A massive congratulations to you all so far. I'm almost ready to flip now if my MB requests anything more...
     I'd rather just have a straight decline so I can move on with life. Rant over 
  • Katemb94
    Katemb94 Posts: 54 Forumite
    10 Posts Name Dropper
    Congratulations all 
  • beebop1
    beebop1 Posts: 32 Forumite
    10 Posts First Anniversary Name Dropper
    Hey guys! For those who have had their offer, how long did it take for your solictor to receive your mortgage offer from your bank?

    I had my offer on 31st and buyers getting impatient now.
     
    2 days after you get txt msg... broker can always ask for offer to be faxed to solicitor
  • beebop1
    beebop1 Posts: 32 Forumite
    10 Posts First Anniversary Name Dropper
    85c said:
    Finally we had our offer this morning!!! After 12 weeks and a decline and an appeal! £15k under but we can make that work! We originally went with Aldermore who after 11 weeks retracted it! So after 7 months we have an offer. I’m still soooo nervous they might change there minds 😂😬
    congrats... looks like we have all been waiting for you to get an offer ....:)
  • Thoksy
    Thoksy Posts: 9 Forumite
    First Post
    edited 6 January 2021 at 12:56PM
    We have just received a message from MB that mortgage has been agreed subject to a satisfactory valuation. To recall we applied on 16th November as SE and E and an additional doc is requested just before Christmas and today desicion made. Waiting to see how much offer they will give us? 
  • Bad123
    Bad123 Posts: 24 Forumite
    10 Posts Name Dropper
    Thoksy said:
    We have just received a message from MB that mortgage has been agreed subject to a satisfactory valuation. To recall we applied on 16th November as SE and E and an additional doc is requested just before Christmas and today designing made. Waiting to see how much offer they will give us? 
    Our mortgage was agreed the same like you and they did the evaluation but than they asking  for things one at time just try and give everything at once so they don't delay you like ours .

    Good luck 👍 
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    Thoksy said:
    We have just received a message from MB that mortgage has been agreed subject to a satisfactory valuation. To recall we applied on 16th November as SE and E and an additional doc is requested just before Christmas and today desicion made. Waiting to see how much offer they will give us? 
    Brilliant congratulations 
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    Bad123 said:
    Thoksy said:
    We have just received a message from MB that mortgage has been agreed subject to a satisfactory valuation. To recall we applied on 16th November as SE and E and an additional doc is requested just before Christmas and today designing made. Waiting to see how much offer they will give us? 
    Our mortgage was agreed the same like you and they did the evaluation but than they asking  for things one at time just try and give everything at once so they don't delay you like ours .

    Good luck 👍 
    What sort of things were they asking for? 
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    beebop1 said:
    85c said:
    Finally we had our offer this morning!!! After 12 weeks and a decline and an appeal! £15k under but we can make that work! We originally went with Aldermore who after 11 weeks retracted it! So after 7 months we have an offer. I’m still soooo nervous they might change there minds 😂😬
    congrats... looks like we have all been waiting for you to get an offer ....:)
    Lol thank you so much.?
  • Bad123
    Bad123 Posts: 24 Forumite
    10 Posts Name Dropper
    85c said:
    Bad123 said:
    Thoksy said:
    We have just received a message from MB that mortgage has been agreed subject to a satisfactory valuation. To recall we applied on 16th November as SE and E and an additional doc is requested just before Christmas and today designing made. Waiting to see how much offer they will give us? 
    Our mortgage was agreed the same like you and they did the evaluation but than they asking  for things one at time just try and give everything at once so they don't delay you like ours .

    Good luck 👍 
    What sort of things were they asking for? 
    For us statement more statement and letters from our accountants both my husband and I are SE and  we asked for remortgage they did evaluation and valued our house 100k below market value too not happy with santander right now hope yours is better a smoother  .
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.