Kent reliance

rachlikeswinter

Small update - thank goodness - finally got a re-issued EWS1 form, with a correct signature from a chartered engineer / whatever person. The developer sent it directly to my broker so hopefully he's getting that uploaded to KR today. Maybe just maybe... offer within a few weeks. This has been going on soooo long!

Maaxx

rachlikeswinter said:

Small update - thank goodness - finally got a re-issued EWS1 form, with a correct signature from a chartered engineer / whatever person. The developer sent it directly to my broker so hopefully he's getting that uploaded to KR today. Maybe just maybe... offer within a few weeks. This has been going on soooo long!

We had the same issue! I think this was re-issued last week but not had an update yet from our MB so hopefully things are moving along now. This has been going on for so long for us too - god knows when we will be receiving our offer!

rachlikeswinter

Maaxx said:

rachlikeswinter said:

Small update - thank goodness - finally got a re-issued EWS1 form, with a correct signature from a chartered engineer / whatever person. The developer sent it directly to my broker so hopefully he's getting that uploaded to KR today. Maybe just maybe... offer within a few weeks. This has been going on soooo long!

We had the same issue! I think this was re-issued last week but not had an update yet from our MB so hopefully things are moving along now. This has been going on for so long for us too - god knows when we will be receiving our offer!

Bloody hope so! I made the application 2 months ago today 

Maaxx

rachlikeswinter said:

Maaxx said:

rachlikeswinter said:

Small update - thank goodness - finally got a re-issued EWS1 form, with a correct signature from a chartered engineer / whatever person. The developer sent it directly to my broker so hopefully he's getting that uploaded to KR today. Maybe just maybe... offer within a few weeks. This has been going on soooo long!

We had the same issue! I think this was re-issued last week but not had an update yet from our MB so hopefully things are moving along now. This has been going on for so long for us too - god knows when we will be receiving our offer!

Bloody hope so! I made the application 2 months ago today 

Same! We applied around October forgot the date but just taking forever and I'm stressing!

aleeek

Maaxx said:

@aleeek how much did you have to pay for the private search if you don’t mind me asking? 

Hi, our searches are 150 in total I believe, the personal search is basically a free service the local authority does, they send them the plans or pre covid someone physically went to the council to look at plans, so you just pay the service provider. I would stick with your solicitors advice here though as not all personal searches will be accepted by the lender because some things might get missed. I know our provider does indemnity insurance in the case if they missed something on the search then there's no liability on the lender or yourself. It might be a good idea to call the local authority and see how the searches can be ordered at this moment in time. If they say a personal search only then ask your solicitor to look into this. 

annetheman

What a weird day... I got an AiP from Kent Reliance, EWS1 after 7 months from the seller and a call from my old broker (who got me DiP from Leeds, which was then cancelled).

I should be happy at this progress after so many months (sale agreed 6th March!) but I'm kind of just drained by this all! I think because I haven't told my old broker he is still fired (I couldn't, I'm a mush)....

Help!

annetheman

adzharr91 said:

i’ve just checked my credit profile and KR had done a search on the 12th November (where I got mortgage in principal) and then another one on the 27th November (before they received our full application) is this normal?

Was this a hard or a soft search?

Maaxx

aleeek said:

Maaxx said:

@aleeek how much did you have to pay for the private search if you don’t mind me asking? 

Hi, our searches are 150 in total I believe, the personal search is basically a free service the local authority does, they send them the plans or pre covid someone physically went to the council to look at plans, so you just pay the service provider. I would stick with your solicitors advice here though as not all personal searches will be accepted by the lender because some things might get missed. I know our provider does indemnity insurance in the case if they missed something on the search then there's no liability on the lender or yourself. It might be a good idea to call the local authority and see how the searches can be ordered at this moment in time. If they say a personal search only then ask your solicitor to look into this. 

I'm confused as our solicitor said even if we do personal searches, they still need to go to the local authority for information to carry this out? So not sure what to do.. our MB is currently looking at other lenders just in case but now I feel like i'm back at square one! All we can do now is wait as usual so there's nothing we can do at the moment. 

rachlikeswinter

annetheman said:

What a weird day... I got an AiP from Kent Reliance, EWS1 after 7 months from the seller and a call from my old broker (who got me DiP from Leeds, which was then cancelled).

I should be happy at this progress after so many months (sale agreed 6th March!) but I'm kind of just drained by this all! I think because I haven't told my old broker he is still fired (I couldn't, I'm a mush)....

Help!

Well done on getting your EWS1!!! I'm SO pleased for you, I've been following your saga for ages and I know it's been hellish for you! This is amazing news!

But yes it sounds like you need to just tell your broker you've decided to move on. At the end of the day, it's a business / client relationship so you don't need to feel bad. Just be honest and say the whole process has really drained you and you're taking a break and going elsewhere. 

Also well done on your KR AIP - welcome to the club haha. We're all very friendly here. I've been watching people come on to this thread with lots of worries, and get their offers and be very happy. All while I still wait for mine  KR seem to generally be very good - just a bit picky (as you'd expect for an off-high st lender) and slowwww. But then so is every bank atm I think. Sometimes I dip into the Nationwide thread and that's just painful to read!

csumm4

How long did everyone's offer take to come through once they were in the 'offer queue'. Our last doc was approved Friday and our under writer put us in the queue. Really hoping we get it through today as they said 24-48 hours 🤞