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Kent reliance

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  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    Thanks all! I can’t believe how quick and smooth the whole process was! I’m so glad I can stop worrying now 😁
    It’s a stressful buying a house 🏠 and getting mortgage isn’t walk in the park anymore this days but at least you can enjoy and relax now. Well done again and hopefully you will enjoy your new house.  
  • isaacgiz
    isaacgiz Posts: 20 Forumite
    10 Posts Name Dropper
    Been told the valuation was all okay and should have an offer within the next 3 days 🥳
  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    isaacgiz said:
    Been told the valuation was all okay and should have an offer within the next 3 days 🥳


    fantastic news hopefully you get your offer soon. Is this your first purchase or investment property?. My valuation came in today and I have been told it will take 24 to 48 hours for them to review it. I don’t think I can complete the purchase before end of June
  • isaacgiz
    isaacgiz Posts: 20 Forumite
    10 Posts Name Dropper
    tana2011 said:
    isaacgiz said:
    Been told the valuation was all okay and should have an offer within the next 3 days 🥳


    fantastic news hopefully you get your offer soon. Is this your first purchase or investment property?. My valuation came in today and I have been told it will take 24 to 48 hours for them to review it. I don’t think I can complete the purchase before end of June
    First purchase! And yes I hope so to early next week I was told been a long wait since the full app was submitted on 30th April and we’ll fingers crossed for you 🤞 don’t give hope just yet!  
  • Having a panic! So my mortgage offer came through the post today! First off they’ve sent me two.. one for a complete stranger buying a house for 2.5mil 😂👀 my actual mortgage offer they’ve put that my unexpired term is 250 years but it’s 125 years shared ownership. I’m fretting now!! Hopefully it doesn’t effect anything but I’ve messaged my mortgage Advisor so hopefully get that detail changed tomorrow! 
  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    isaacgiz said:
    tana2011 said:
    isaacgiz said:
    Been told the valuation was all okay and should have an offer within the next 3 days 🥳


    fantastic news hopefully you get your offer soon. Is this your first purchase or investment property?. My valuation came in today and I have been told it will take 24 to 48 hours for them to review it. I don’t think I can complete the purchase before end of June
    First purchase! And yes I hope so to early next week I was told been a long wait since the full app was submitted on 30th April and we’ll fingers crossed for you 🤞 don’t give hope just yet!  
    Fingers crossed 🤞 you get your offer. I have been told by my broker if is all good with the valuation report I should hear back by Tuesday. I just want this over and done with. 
  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    Having a panic! So my mortgage offer came through the post today! First off they’ve sent me two.. one for a complete stranger buying a house for 2.5mil 😂👀 my actual mortgage offer they’ve put that my unexpired term is 250 years but it’s 125 years shared ownership. I’m fretting now!! Hopefully it doesn’t effect anything but I’ve messaged my mortgage Advisor so hopefully get that detail changed tomorrow! 
    I’m sure you will get your revised offer sent out as they’re supper busy and mistakes happens knowing the stamp duty holiday soon will be expiring. 
  • Bubbles81
    Bubbles81 Posts: 17 Forumite
    10 Posts Name Dropper
    edited 27 June 2021 at 5:57PM
    Hey all, Ive looked on my credit report and can see a search from one savings bank, which I discovered is Kent reliance, but it is at my mums address, I haven't given that address to anyone throughout my house buying process as I haven't lived there for over 15 years. It has now made me nervous that my AIP wasn't accurate? I can't, for the life of me think why it would show my mums address. I've got my appointment with the mortgage broker to do a full application on Tuesday. Has anyone had this happen to them, where a previous address was showing on the search history?
  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    Hi it sounds very strange for KR to conduct a search on your credit file under your mum’s address unless you have mentioned your mum address on your application or if your mum had any financial link with you or if you have any old financial accounts that still linked to your mum’s address. But the best thing to to is ask your mortgage broker regarding this. Has your AIP been approved?. Do you have Any issues with your credit rating?. Thanks 
  • tana2011
    tana2011 Posts: 45 Forumite
    10 Posts Name Dropper
    isaacgiz said:
    tana2011 said:
    isaacgiz said:
    Been told the valuation was all okay and should have an offer within the next 3 days 🥳


    fantastic news hopefully you get your offer soon. Is this your first purchase or investment property?. My valuation came in today and I have been told it will take 24 to 48 hours for them to review it. I don’t think I can complete the purchase before end of June
    First purchase! And yes I hope so to early next week I was told been a long wait since the full app was submitted on 30th April and we’ll fingers crossed for you 🤞 don’t give hope just yet!  
    Hi did you get your mortgage offer yet?. Thanks 
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