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My mortgage clobbering post

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  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Getting super close now! 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    So close!!
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks, both.

    Will be pushed for cash this month as I’m taking son2 to Manchester for 2 days then paying towards having central heating fitted! (I got the Green Homes Grant). 

    I would like to have the mortgage paid off by Hallowe’en... 
  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Central heating installation has been brought forward so will start in just over a fortnight! I’ll then be able to fill any scuffs and gaps and do a full repainting inside. 

    Son1 has his driving test on Monday. He made an error 30 minutes in during his first test (in November) and this is the earliest he could get a re-test. He had a couple of professional lessons before his first test (I taught him apart from those) but will have to YouTube observations over the weekend. 

    Manchester tomorrow! 

    And we enjoyed the football last night. 
  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Driving test has just been cancelled. 
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Oh no that’s bad news and very short notice 😕 Hope he doesn’t have to wait as long for another date 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 13 July 2021 at 9:10AM
    Mortgage - £2,600
    Mortgage interest - £3.77
  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Mortgage - £2,590
    Mortgage interest - £3ish

    Prolific, rounded up. 
  • Frith
    Frith Posts: 8,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 17 July 2021 at 10:14AM
    Mortgage - £2,560
    Mortgage interest - £3.73

    Ebay sale.
    Not much to report. Son2 can now leave isolation! I’ve done quite a bit of gardening. Waiting for the central heating to be fitted now! 
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