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My mortgage clobbering post

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Comments

  • Frith
    Frith Posts: 9,120
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    The car is 23.

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,245
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Forumite

    Is it beyond repair? I’m hoping to get 23 years out of my car. It’s only 13 years old

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Frith
    Frith Posts: 9,120
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    Yes. It needs a new ABS sensor, which has corroded so would need a whole new hub (£700). Also a new clutch, as I'm the only person who can drive it. New exhaust, new bearing for either the alternator or water pump (can't tell where the whine 8a coming from). Steering is less responsive and probably needs some welding for the MOT.

    Drivers door is broken so I've had to climb across the car for 6 months.

    Someone ran into the side of it in 2022, so I just hammered it straight but it looked awful. In one of the storms, one of my garage skylights was weighed down by a brick and the skylight blew away and the brick landed in thd middle of the bonnet.

    Swapped it today!

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,245
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Forumite

    Well done on the swop. Hope the newer car lasts as long and you have better luck with it. It must be nice to be able to open the driver door and step out ☺️

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Frith
    Frith Posts: 9,120
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    Bank account has £763.

    Luckily, that is as bad as it gets, after both sons' birthdays, new tiling, a replacement car plus a weekend booked next week to watch our football team away.

    I have money waiting in Quidco and have just opened a savings account with 7% interest and a standing order of £50 per month.

    The only thing I'd like to pay for now is a boiler service and to get the gas pipes cut off from where they run downstairs to where there used to be a gas hob (from a caravan!) and a gas poker for the open fire.

    I had a free sewing machine and bench and table legs from the man opposite and my brother's friend has got the sewing machine working (1960s). I can now get the Ebay curtains to the correct length.

    There is one more payment! After our cat died in May, aged 20, we are getting a new cat from a charity when we get back from our holiday.

  • beanielou
    beanielou Posts: 101,461
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    So lovely you are getting another cat. My best boy was also 20 & I got a rescue after 6 weeks. The house was just so empty without them.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
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