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My mortgage clobbering post
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Oh hun, bad luck on the idiot man but at least you found out sooner rather than later!Glad the cat is still poddling on 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
It took me weeks to get the online banking working! 😁
A short relationship seems to mean a quick recovery, so that's nice.
I've cleaned the house, done paperwork and put up a picture.
Went to the coffee morning, to a party on Saturday, art class yesterday and to see my friend for a cup of tea today. And the 4 tough days at work in the middle of all that!
Cashback from Quidco has tracked. Still need the golden hello from TSB and to do my car insurance shortly. Also have free cinema vouchers left from my short time with Lloyds and 2 free passes to the National Trust, cut out of the newspapers.
Also, randomly, I've been playing Snoop Dogg on the piano.
Balance £2100
Waiting for the plumber to mend a slow leak behind the toilet.1 -
Nearly 2 years since I moved here!
Just this evening negotiated my car insurance. £19.96 a month with £45 cashback.
Also negotiated with Virgin Media for ages to get £12 a month knocked off. They know they have the monopoly here on sensible internet speeds!
Still got one National Trust day pass to use up.
Balance will be about £3000 tomorrow.1 -
Wow Frith that 2 years seems to have flown by. Great savings. Have you seen if you qualify for VM social tariff for broadband? May save you a bit more.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I don't qualify as I don't get universal credit.
Also, we do a lot of gaming and use internet TV etc so we go for a high speed.
We did use the BT social tariff in the old house, where they were the only supplier and the internet speed was awful anyway!3
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