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My mortgage clobbering post
Comments
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£1100 for flat roof repairs.
The proper tiled roof is now leaking into the bathroom. Have asked 2 companies for quotes for that.
Have applied for 2 jobs and one voluntary job.2 -
£3922 in the bank but £1000 will have to come out of that for repairs to the main roof, completed a couple of weeks back.
£1000 saved secretly for son 1s wedding.
At some point I will have to save for a newer car. Mine is now 22 and very tired.
I had £15 invested on Trading 212 and have made £100, so that's nice.
The only necessary house thing is to have some electrical repairs done (nothing has worked in the extension in the nearly 3 years we have lived here). The quote for everything, including the new consumer unit, was £1500.
My job is still poor.
Little else to report! I have cracked on with the gardening, removing the front lawn and planting wildflower seeds and widening the borders in the back garden.
5 -
Electrical work finished! 2 1960 bakelite fuseboards changed, 4 sockets replaced, 5 wall lights and a live wire nailed to a floor (!) removed.
Need to save again now.
2 -
Great news that the electric work is finished Frith. Eeeek to the live wire nailed to the floor 😳 glad that is sorted.
Sorry to hear your job is still poor
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Bank £2634
Stocks £113.15
1 -
I've had an afternoon of looking at finances.
Plenty of credit with Eon and British Gas. Chopped £6 a month off Eon with a 24 month fix at £81 per month. Gas is only £6 a month at the moment.
Finally got round to taking my ex's name off the water bills. They had to close the account and open a new one (no idea why) so some credit should be paid to me shortly. Lay on the pavement to give them a meter reading!
Left my job a while back so have phoned the district council today and should be refunded some council tax in 10 days.
Ebay owes me £40.
Quidco owes me £20 something.
Changed bank again to Coop so hopefully should get £125 shortly then 3 x £25 over 3 months.
All this money should just about pay to have the living room floor tiled. (Plastic adhesive squares on concrete at the moment). Nearly been here 3 years and this will be the last downstairs room to be done.
Living on UC and carer's allowance now. I didn't get an interview for the job I applied for last week. Manager 12 (or 13) in 2 years shouted at me and wagged her finger in my face for sitting down and looked very surprised when I quietly walked out and drove off!
Bank £3030
Stocks c£85
3 -
Well done on walking out Frith! Hope it hasn’t been too hard financially. Looks like you’re back on your feet now. Can you do them for unfair dismissal? Shame on them.
3 years in your new place… where has the time gone!
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Well done on voting with your feet.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Will need to save hard shortly.
Tiles bought and delivered. (In the sale at Topps Tiles). Just got to pay the guy when he fits them.
And... the MOT on my car expires in September so I am looking for a replacement. Mine is 23.
2 -
Why do you need to replace a 3 year old car?
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.0
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