My mortgage clobbering post

Frith

Mortgage - £6,799.99
Mortgage interest - £?
Savings - £0
ISA - £225
Lloyds - £0

Rather an exciting couple of weeks! Son1 has started his new apprenticeship and is enjoying all the practical elements but is also keeping up to date with the online training and assessments. He’s also liking cooking for himself.

Things got rather tense with the tribunal for son2 with a lot of paperwork very much left to the deadline. His EHCP was amended (we had 2 reports written plus one from last year that was very thorough). County employed their own speech therapist which backfired as his report was more damning than ours! The draft EHCP asks for all sort of input and interventions - and they caved in 2 days before the deadline, agreed to the whole thing and there will be no tribunal. I’ve yet to actually get him to go to college but all the staff have been vaccinated and so have I, which might put his mind at rest. He says he’ll go back on the 8th...

The rules have changed regarding iGCSEs (his SEND college is independent and they do strange GCSEs - who knew?) so he can be teacher assessed now.

Obviously no news on the Green Homes Grant. And I’ve now lost 23lbs. 

Frith

Mortgage - £6,799.99
Mortgage interest - £9.86
Savings - £0
ISA - £225
Lloyds - £0

FtbDreaming

I wrote a reply yesterday but it mustn’t have posted!!! Only wanted to say Wow!!! You’re doing fantastic on the weight loss and the mortgage! Well done! 

I’m glad your sons education is getting sorted. Fingers crossed for some real progress once the 8th March comes x

Frith

Mortgage - £6,799.99
Mortgage interest - £9.86
Savings - £0
ISA - £250
Lloyds - £0

ETA - spent a couple of hours double checking phone and mobile contracts, noting expiry dates and logging in to premium bonds online. 

Frith

Mortgage - £6,599.99
Mortgage interest - £?
Savings - £0
ISA - £250
Lloyds - £0

Frith

Plus £40 PayPal bits. (All payments are x 1.03 to take into account the 3% overpayment charge).

Mortgage - £6,559.99
Mortgage interest - £?
Savings - £0
ISA - £250
Lloyds - £0

In other news, son 1 is enjoying his apprenticeship very much. I get fewer messages now then when he was living in Nepal! 2 former colleagues have (separately) asked him to go and work for them but he’s turned them down. 

Son 2 - still very difficult and, after 26 months of pretty much looking after him 24 hours a day, I finally had a meltdown on Monday and told his college/anyone that would listen that I can’t do it all alone anymore and can see no future for myself if decades more of this stretch in front of me. People seemed rather surprised to hear that having 6 hours off in 2 years is quite stressful (!) and seem to be making more of an effort. My Aunty died very suddenly over the weekend which must have added to my general state of mind on Monday. 

Like most people at the moment, I don’t really have much to look forward to.
On a lighter note, I’ve lost 35lbs this year and in a couple of weeks will have a BMI of less than 25. 

Qtipps44

You are doing so well. It is so difficult and sometimes people need a dose of reality. Be that person that fights for yourself as well as your son. I had that breakdown on call to doctor as well too this morning. It finally got things moving but pity it came to that.
love and hugs xx

Frith

@Qtipps44 - sorry to hear you are also having a time of it. Yes, making a massive fuss doesn’t come naturally! 

Frith

Mortgage interest - £9.51

Frith

Mortgage - £5,800
Mortgage interest - £8.41
Savings - £0
ISA - £250
Lloyds - £0