My mortgage clobbering post

Frith

Thank you, @FtbDreaming

Cheque arrived this morning for £11.11 - an overpayment I made ages ago to a mobile phone contract. I didn’t know I had overpaid and they had added 2% interest so they must have been owed me for ages! I paid it into Lloyd’s. 

Frith

Mortgage - £35,877
Mortgage interest - £52.02
Savings - £0
ISA - £150
Lloyds - £2011
Yougov - (nearly!) £50
Prolific - £16

Virtual mortgage total - £33,650

with £400 on the way from electricity overpay 

Frith

£50 from YouGov and £20 from Prolific. When the money appears in my bank, I’ll add a bit so it makes another £100 for Lloyds. 
Added the electricity bill overpayment. 

Mortgage - £35,877
Mortgage interest - £52.02
Savings - £0
ISA - £150
Lloyds - £2600

Virtual mortgage total - £33,127

Frith

Ooo, just looked in Quidco and there was £35 in there too! Must have been from when I switched electricity suppliers in the summer. 

When the 3 payments have cleared, I’ll pay in £128 to get to a virtual total of £32,999. 

Frith

Now £32,999. 

Frith

Mortgage - £35,877
Mortgage interest - £52.02
Savings - £0
ISA - £175
Lloyds - £2728

Virtual mortgage total - £32,974

IndiJonesi

Hi @Frith, your diary is very inspirational.  It's quite something how you manage.  Have you and your lads been to the Railway Museum yet?  That is one of my favourite places.  Indi

Frith

@IndiJonesi

note youths on the bridge !

IndiJonesi

A good time had by all, by the looks of things @Frith, well done on the choice of venue.  Indi

Frith

Aiming now for a 10% overpay on Jan 1st.

That will take the mortgage from
£35,877 to £32,298.