Vida Homeloans return to market?

Amy32

mariesch1 said:

Amy32 said:

mariesch1 said:

Amy32 said:

mariesch1 said:

Has anyone had anymore updates atm?

I haven’t yet. Apparently it was with the underwriter on Friday?? It’s been 39 working days for us now! I would like it if this wasn’t hanging over us leading up to Christmas. And I can’t bare the chasing from the developer. 

Have you asked your estate agent to write to them to ask them to expedite it for you?

When you say estate agent to you mean solicitor? 

oh lord yes sorry i do! Thats because i was in the middle of emailing mine at the same time sorry we got our offer last Thursday the seller now wants to complete on the 18th before xmas 

Oh wow, that’s amazing. We were hoping for a completion date of before Christmas but the longer it goes on the less positive I am becoming that we will get the mortgage. 

I had thought about going to the solicitor but I was worried about whether our mortgage advisor would think we have gone behind his back. 

mariesch1

Amy32 said:

mariesch1 said:

Amy32 said:

mariesch1 said:

Amy32 said:

mariesch1 said:

Has anyone had anymore updates atm?

I haven’t yet. Apparently it was with the underwriter on Friday?? It’s been 39 working days for us now! I would like it if this wasn’t hanging over us leading up to Christmas. And I can’t bare the chasing from the developer. 

Have you asked your estate agent to write to them to ask them to expedite it for you?

When you say estate agent to you mean solicitor? 

oh lord yes sorry i do! Thats because i was in the middle of emailing mine at the same time sorry we got our offer last Thursday the seller now wants to complete on the 18th before xmas 

Oh wow, that’s amazing. We were hoping for a completion date of before Christmas but the longer it goes on the less positive I am becoming that we will get the mortgage. 

I had thought about going to the solicitor but I was worried about whether our mortgage advisor would think we have gone behind his back. 

Amy32 said:

mariesch1 said:

Amy32 said:

mariesch1 said:

Amy32 said:

mariesch1 said:

Has anyone had anymore updates atm?

I haven’t yet. Apparently it was with the underwriter on Friday?? It’s been 39 working days for us now! I would like it if this wasn’t hanging over us leading up to Christmas. And I can’t bare the chasing from the developer. 

Have you asked your estate agent to write to them to ask them to expedite it for you?

When you say estate agent to you mean solicitor? 

oh lord yes sorry i do! Thats because i was in the middle of emailing mine at the same time sorry we got our offer last Thursday the seller now wants to complete on the 18th before xmas 

Oh wow, that’s amazing. We were hoping for a completion date of before Christmas but the longer it goes on the less positive I am becoming that we will get the mortgage. 

I had thought about going to the solicitor but I was worried about whether our mortgage advisor would think we have gone behind his back. 

Just email him and request that he ask the solicitor to do it for you. Dont be afraid to ask hes on your side so should request it from them to make sure its done. Keep positive ask him for an update today. I emailed mine everyday for an update TBH

kays69

Amy32 said:

kays69 said:

At last, we have heard the news we all wish for. Our offer is in. Although we have not received the letter yet, we were informed that we have the offer. It was a long wait, but Vida has done it at last. 

Good luck to all who are still waiting.

Oh wow, congratulations! What is your timeline of your application? 

We sent in full application on 21st September. A few back and forth questions. And a lot of anxiety-provoking waiting. It is a relief that we are almost there. But like they say, until you get the keys, the house is not yours. 

Keep the faith. 

Amy32

kays69 said:

Amy32 said:

kays69 said:

At last, we have heard the news we all wish for. Our offer is in. Although we have not received the letter yet, we were informed that we have the offer. It was a long wait, but Vida has done it at last. 

Good luck to all who are still waiting.

Oh wow, congratulations! What is your timeline of your application? 

We sent in full application on 21st September. A few back and forth questions. And a lot of anxiety-provoking waiting. It is a relief that we are almost there. But like they say, until you get the keys, the house is not yours. 

Keep the faith. 

Oh cool. Ours went in the start of October so maybe they might get to ours soon! Hope you complete ok xx 

mariesch1

Amy32 said:

kays69 said:

Amy32 said:

kays69 said:

At last, we have heard the news we all wish for. Our offer is in. Although we have not received the letter yet, we were informed that we have the offer. It was a long wait, but Vida has done it at last. 

Good luck to all who are still waiting.

Oh wow, congratulations! What is your timeline of your application? 

We sent in full application on 21st September. A few back and forth questions. And a lot of anxiety-provoking waiting. It is a relief that we are almost there. But like they say, until you get the keys, the house is not yours. 

Keep the faith. 

Oh cool. Ours went in the start of October so maybe they might get to ours soon! Hope you complete ok xx 

Thank you so do i. Just awaiting the solicitors go ahead to make sure that this can happen then get the ball rolling with the organising of the utilities etc. 
Thank you x

mariesch1

bell2020 said:

My broker has just emailed to say we are to expect an offer on 11th December!

How are you getting on? Have you heard anything?

greenback

So I had my valuation done on 11/11/2020.  I still have not heard anything further.  No requests for any additional information - just radio silence!  Last update from the MB was last week when he said my application was with the underwriter and would be looked at again on 11/12/2020.  My First Home Fund award expires on 12/01/2021 and it states missives need to be concluded within 3 months of this date.  I am so stressed especially with Christmas coming up and pressure from my ex-husband.  I have emailed my MB and asked that he requests the solicitor writes a letter to Vida in the hope of expediting my application.  I have also emailed the First Home Fund who said they would consider an extension on the basis of exceptional circumstances.
This is by no means an update, but I feel the need to vent and I know everyone on here understands the challenges involved in this process.
Apologies for the rant I hope everyone is ok today

SarahMayhtb

Ours was due to be looked at on 22/11 then the week before they increased their SLAs, then again we were due to be looked at on Friday just gone, the day before their SLAs were increased. Then again we were due to be looked at tomorrow and today their SLAs have increased again. So now we are waiting until Thursday which will be 38 working days since our documents were accepted, not since we submitted the application. Our application has been in 6 weeks now 😩....and it’s been radio silence other than valuation completed and is all ok.

Amy32

SarahMayhtb said:

Ours was due to be looked at on 22/11 then the week before they increased their SLAs, then again we were due to be looked at on Friday just gone, the day before their SLAs were increased. Then again we were due to be looked at tomorrow and today their SLAs have increased again. So now we are waiting until Thursday which will be 38 working days since our documents were accepted, not since we submitted the application. Our application has been in 6 weeks now 😩....and it’s been radio silence other than valuation completed and is all ok.

It’s just never ending isn’t it. I can’t understand why their SLAs keep increasing when they have reduced their residential mortgages to focus on their existing applications! We applied first week of October 😩

SarahMayhtb

Amy32 said:

It’s just never ending isn’t it. I can’t understand why their SLAs keep increasing when they have reduced their residential mortgages to focus on their existing applications! We applied first week of October 😩

It’s driving me insane, i think ours must be a similar timescale! do you know what date your documents were accepted? We were told ours was the 20/10 after submitting the application the week before. Which will make today 36 working days. Have you had any other credit searches? We haven’t had anything 😩