Vida Homeloans return to market?

Resnik001

Sophielucia22 said:

I emailed my broker today for an update and she said someone will call me by COB. Don’t know why but that just gives me a feeling like I am in for some bad news! I hope not!

Think positively my friend. As Human beings we don’t like not knowing!!. All the best 😊

Sophielucia22

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Bloxwich28

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

That's disheartening. They should at least tell you why they can't give mortgage 

Amy32

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Oh no 😢 I did see on here someone appealed their decision and it was turned around. So maybe an option for you depending on whether you can find out the issue. 

Sophielucia22

Bloxwich28 said:

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

That's disheartening. They should at least tell you why they can't give mortgage 

I’ve sent my broker the homebuyers survey report to look through as I have no idea why they won’t! It makes no sense! I’ve literally spent the past hour crying 

Bloxwich28

Need some help. Vida instructed valuation last week and it was carried out this past Friday. Today our broker told us that the house has been devalued by £12 000. Seller is demanding valuation report but Vida won't give this. Vida is saying they don't send out valuation reports
 Is this the case?
As it stand we are at a stand still as the seller is saying she will not renegotiate the price without seeing the report first. Where do we go from here?  The valuation was done in the presents of the seller and she probably know the reasons why it was valued less than the price we offered. We are not prepared to pay the £12 000 from our pocket either. 

Sophielucia22

Amy32 said:

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Oh no 😢 I did see on here someone appealed their decision and it was turned around. So maybe an option for you depending on whether you can find out the issue. 

I don’t think they will, if they’ve decided they won’t give us a mortgage on it for whatever reason I think it’s final 😢

Amy32

Sophielucia22 said:

Amy32 said:

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Oh no 😢 I did see on here someone appealed their decision and it was turned around. So maybe an option for you depending on whether you can find out the issue. 

I don’t think they will, if they’ve decided they won’t give us a mortgage on it for whatever reason I think it’s final 😢

I am gutted for you. Do you have any other options with different lenders? 

We are still waiting for our decision and I feel the longer it’s going on for the less likely we will get a positive outcome. 

Sophielucia22

Amy32 said:

Sophielucia22 said:

Amy32 said:

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Oh no 😢 I did see on here someone appealed their decision and it was turned around. So maybe an option for you depending on whether you can find out the issue. 

I don’t think they will, if they’ve decided they won’t give us a mortgage on it for whatever reason I think it’s final 😢

I am gutted for you. Do you have any other options with different lenders? 

We are still waiting for our decision and I feel the longer it’s going on for the less likely we will get a positive outcome. 

Not sure to be honest. We only went with them as my partners credit history is bad so we didn’t have much choice!

bell2020

Sophielucia22 said:

I am so upset/annoyed/peed off. Our broker called and said Vida said no (applied beginning of October) as they won’t give us a mortgage on that house but won’t tell our broker why. I actually cannot believe it. I have no words

Oh no!! That doesn't make sense.... theyve had the case long enough, why would they all of a sudden decline you now!? Fingers crossed you'll get some answers and maybe you can appeal the decision