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Hypno's cheaper than therapy debt diary.

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning guys! A busy day ahead - lots of clients to see, and also need to clear out the cabin because it became a victim of my mad panic tidying last week, whereby stuff from the house ended up piled in the cabin to get it out of the way!! So I need to have another mad panic tidy, of the cabin this time, and not bring it back in the house otherwise I will be back to square one......I think the garage gets the lucky prize this time!!

    Also need to do some more admin this evening - must not forget because one particular bit is very time sensitive and I will kick myself if it doesn't get done.

    Hope you all have a good day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Morning Hypno - good luck with all the clients, tidying and admin. I am so glad you mentioned the time-critical admin as I have some too, I have to submit a corporation tax return for a charity I used to be director of. Could be fined if I forget so I am writing it on a post it now. Thanks for the reminder.

    Hope you find a place for all your stuff from the cabin. Our house is the same - tides of stuff shifting around, never finding a proper home.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi Seax, the stuff in the cabin has been taken from the house and I won't let it back in!! If I was brave enough, it would go straight to the bin, but I think a reasonable "next step" is to put it in the garage, then if it is not missed for the next few months, it can then go into the bin!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning Hypno sounds like another busy day in your household today.

    Not much planned here just food shopping then back home to tackle the paperwork/bills etc. I WILL start 2008 in control lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • HBFS
    HBFS Posts: 1,285 Forumite
    Morning Hypno. Always more things to do than time to do it!

    *gets bundled away by the Cliche police*
    Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ha ha! Just had the post and Egg are pleased to inform me that they are able to raise my credit limit by £450...........

    errrrr, no thanks :rolleyes:

    Another payment made today, so another £100 leaves my debt forever!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • HBFS
    HBFS Posts: 1,285 Forumite
    hypno06 wrote: »
    Ha ha! Just had the post and Egg are pleased to inform me that they are able to raise my credit limit by £450...........

    errrrr, no thanks :rolleyes:

    Another payment made today, so another £100 leaves my debt forever!

    Wow! How nice are Egg?? ;)

    Hooray on more money leaving your pocket and removing debt.
    Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    If my clients pay me in cash today, I will be paying a little bit more off my debt later on. If they pay by cheque I have to wait for it to clear.....fingers crossed for the cash option!!

    Talking of which, I had better load the car up and get a move on!

    Catch up later!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • HBFS
    HBFS Posts: 1,285 Forumite
    hypno06 wrote: »
    If my clients pay me in cash today, I will be paying a little bit more off my debt later on. If they pay by cheque I have to wait for it to clear.....fingers crossed for the cash option!!

    Talking of which, I had better load the car up and get a move on!

    Catch up later!

    Hoping for the cash!!! Have a good day, Hypno!
    Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    I think I should be tidying too? Just finding the energy a bit hard to muster today. Babysitting for the girls last night, means my arm is giving me the evil agony today. So its an enforced relax time. Perhaps I should be reviewing my finances ready for the new year. Had a phone call from my daughter just before midnight? Not good news about my car. Cant seem to find a second hand engine(cheapest and quickest fix) thinks I may need to buy a new car? Well ok a banger? But what with? As a bankrupt I am unable to get credit, and the kitty has about £500 left, (after having my monthly salary(OK sick pay)) and all the bills due out 1st of the month!!. Ok, convinced myself its look at the budget today. Will have to start to do some of those other income related tricks you have up your sleeve Hypno.!!
    Lets hope you get your cash, and your car soon.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
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