Hypno's cheaper than therapy debt diary.

hypno06

TWO DAYS OFF EL.....**hypno faints in amazement**

Blimey, when was the last time THAT happened (apart from disappearing to Thailand for weeks on end!!).

I hope you make the most of your time off - how on earth you keep going working all those hours you do, I really don't know!! You are amazing - you will soon have those savings....pension......no mortgage.......house conversion.....before you know it :j

We're ok here - plodding along!! Somehow managing to survive on a diet of Christmas chocolates and mince pies.......life is tough

rtandon27

:wave: Hello Hypno & all...

Just wanted to pop on and wish you all a Happy New Year!!!_party__party__party_


Don't know how I'll cope without you all for the next week...

no computer, no TV, no radio!

Who's bright idea was it to go away for a week?

:rotfl:

Look forward to catching up with Hypnoland & all the great tips in the New Year complete with a big pot of coffee!:coffee:

(OH sends his best wishes as well & can't wait to hear more about all of you & your determination! )

hypno06

Happy New Year to you too rtandon!! You will soon be back in the land of the laptop! Enjoy your week away - where are you going?

elantan

see now rtandon has got me thinking holidays again sigh ...oh well i will go away again i know i will ...have a good one rtandon ...i know two whole days off i dont know what to do with myself ..that's a lie i do lol...still enjoying the books advice hypno have been clearing out cupboards and getting organised thanks again for letting us know the name ...also been reading everyones dieting attempts and although i'm tempted to join with my work etc i dont honestly think i will have the time ...but i am joining you right now in the chocolate munching yum yum having a wee amaretto as well (well one must mustnt one) ...ive figured it out i need to spend £50 a week less and earn £100 a week more ...hmmmm doable???

hypno06

Are you still putting your keys in the same place El? As for spending £50 less and earning £100 more.......that calls for another amaretto IMHO.....just to get the financial brain cells functioning correctly

Savvy_sewing

Sorry was away for a few minutes just getting Joel to sleep. I have asked the girls to sort out their money, have helped them fill in some of the forms, unfortunately twin 1 didnt ask for her tax credits until recently so she has lost over 6 weeks worth of funds. Her money is going into her bank acccount and I dont know how much she is getting. I got £30 off of her yesterday towards the bills, as I buy most of the nappies etc.
I have arranged for twin2's money to be paid into my new coop account so I can monitor what she will get. So far her child benefit has arrived. 27/th month. and will now be paid every monday. Thats £18.10 a week. So thats what I get for my son, so twin 1 must be getting the same.
I did work out howmuch my bills etc were costing me, I will post it in a minute when I find it. I did think that now that I am not at work that we will all be getting roughly the same money, as all three of us are technically all single mums, so I thought that they should be giving me around £60 a week each. Seems a lot, Will show you in min the breakdowns. You can let me know if you think that I am asking too much. (Not that I have got it yet)

We got forms from the learning disability team today to assess Twin 2 but the papers for twin 1 have not arrived. I used to get DLA for them before they were 18 but in the last 14 months we have not had any.
I think I need a solicitor. So after the new year that will have to be my mission.
The good news is the boyfriend has sort of come back to me, and today when I was low, he said that I must look at it like a job. that I am a Carer now, and that if I could organise the office, the shop etc, then I should look at the homelife in that way. It sort of made sense.

elantan

yes keys still going into the right place and always using handbag (something i never ever thought i would do) i have even added into the mix putting my jacket up when ever i get in...and i have found a tremendous difference doing it all ...only thing is hubby nicks me keys now arggghhh but i am slowly teaching him he has to put them by as well

hypno06

DLA doesn't stop when they reach 18, but maybe a new application needs to be made by them/with them to get it reinstatedd. Also, if they are receiving child benefit, they should be buying nappies etc themselves. It may sound harsh, but it is not as though you are flush with funds, and you have given over your home to them, and are having to sleep in the lounge, so you should not be made to suffer financially too. £60 a week each sounds fine to me - once they get everything sorted financially, I am sure they will be given this much. My sister seems to get a HUGE amount in DLA and her disability is not what I would call high maintenance (although I do accept she has a disability, so not trying to minimise it in any way, just in case she is reading!!). Also if you are a carer, are there carer's allowances available for you to claim?

Sorry, don't know much about benefits, only know that my sister pays for her holidays with her DLA, and she seems to do ok out of it!!

elantan

mooloo just read your last post there ...sorry i dont know your situation as i havnt had time to read back but i think that is the right way to approach things as a job

hypno06

elantan wrote: »

yes keys still going into the right place and always using handbag (something i never ever thought i would do) i have even added into the mix putting my jacket up when ever i get in...and i have found a tremendous difference doing it all ...only thing is hubby nicks me keys now arggghhh but i am slowly teaching him he has to put them by as well

Fab news - isn't it amazing what a difference the little stuff makes. Like debt busting - baby steps! I am glad the book has been of help.