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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry for last grumpy message. Seems to happy every so often with me doesn’t it!
    It has passed fortunately! 

    Wow what a beautiful day! This is what I have been waiting for! I love the sun. It was so nice to get home from work yesterday and sit in the garden! The children got their toys out and we put the little tent up. Going to mow the grass and put the paddling pool up with the gazebo for them today! Trouble is it’s a cheap paddling pool and you have to blow it up by mouth as there’s no adapter thing! That’s true love that is 😁. 

    Think I should probably do some washing but I’m sat outside drinking my tea and really enjoying the sound of the birds tweeting away and feeding on the bird feeder. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,269 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It has been a lovely weekend, I've managed to dry 7 loads of laundry on the line, finally cut the grass, did some weeding and deadheading, interspersed with relaxing in the garden reading and chatting with the family. If only more weekends could be like this.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh @Baileys_Babe you’ve inspired me. I’m on my third load of washing, paddling pool took forever to clean and blow up. And then had to get the gazebo up, but all good and the children are having a wonderful free day in the sun!
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have been struggling a lot lately as have had to spend money and have also spent money I didn’t really have to. Or I’ve gone to the coop to buy food as I haven’t been bothered to go to Tesco. Half term is obviously crazy busy and has been expensive on food and treats for the children, I say expensive, I’ve spent around £60 but I randomly got an extra payment from a client I wasn’t expecting, so that is covered. 

    Just doing my sums to see if I will have enough to put aside pay the tax, this month looks ok but I’m not sure about next. My sums have all got confused as I’ve written them out about 4 times. 

    Need a shower and need to warm up OHs curry, I’ll just have some toast as there wasn’t enough for me. 

    Haven’t been shopping yet this week but think I’ll put an order through on OHs card. He goes away on Wednesday for 4 nights which will make food cheaper. So if I get a sainsburys collection for tomorrow hopefully I can get it to last until the following Sunday.
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Still haven’t heard about the mortgage, please keep your fingers crossed and send your positive thoughts for us x
  • jwil
    jwil Posts: 22,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,112 Forumite
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    Fabulous news. Congratulations 🥳 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Great news! Congratulations!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Cheery_Daff
    Cheery_Daff Posts: 17,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased for you Missy, that's great news!!
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