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It's time to begin.....

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Comments

  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 15 June 2022 at 4:23PM
    @SandyShores. As it stands at the moment he has £8k in savings and a terrible pension (he 'didn't believe in the system' until fairly recently so has something like £1,300 overall) and no car. I have a small amount of savings (which I'm building back up to be a first month's rent and deposit, £15K in my pension and a car that is worth £7K (that I have paid for everything for)) 

    Technically on paper I have the greater assets, but as he's a bit of a dragon when it comes to money, I would probably suggest that I wouldn't claim any of his savings if he left the car and my pension alone. (But obviously would get advice before I launch into all of that) 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Hobby event this weekend. Looking forward to seeing friends. Meant to be nice weather as well!
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • SandyShores
    SandyShores Posts: 2,000 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Yes, definitely take advice if it comes to it.  Although you aren't talking huge amounts, it pays to be fully aware and to get a proper signed agreement. 

    Hope you had a good time at the hobby event.
    "Think of many things, do one"
    Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,123 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congratulations and yes it is nice to be appreciated.  An extra £50 is not to be sneezed at either. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£430.71
    Save £12k in 2025 #1 £12000/£12000
  • Congratulations @Kakiste - very well deserved! :) 
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your doing brilliantly well done xx
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    I'm on 90% of my exam papers marked. I've just been offered another 150 to do which would work out as £800 before tax. 

    Husband is currently insisting that I give him £200 from my exam marking- hasn't actually explained why- I'm ignoring that one for now. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • joedenise
    joedenise Posts: 17,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do not give him any of the money @Kakiste!  You've done the work it's your money!

    Bet he doesn't give you any of his money!

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