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It's time to begin.....
Comments
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I honestly don't know how you've put up with hin for so long. (((hugs)))XX
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
Good for you Kakiste! Stay strong x2
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You don’t “owe” him anything, in fact you wouldn’t have had the debt if if he hadn’t weaponised his incompetence and left you with no alternative but to borrow the money in order to keep your family afloat. His attempts to continue to control you financially are completely transparent and I’m glad you are sticking to your guns on this.I expect that these attempts will increase as you pay off more of the car, stay strong and keep thinking about your escape fund.4
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My only concern is that you are married, please seek legal advice asap. It would be a nightmare if your carefully stashed savings got taken into account with any financial settlement. A free half hour should suffice. 🤗1
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I've got a friend (not a mutual one) who is a solicitor so i'll have a word with her next time I see her @peb
To be fair though- I shouldn't imagine it will be a big problem. My savings are fairly minor at the moment and will firstly be earmarked for a deposit and first month's rent on a rental property- (which will be spent and gone long before any divorce papers are signed)
I do see what you mean about the finances I'm proposing to save up to be a financial cushion. I'll talk to the solicitor friend.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1 -
Good. Pleased you have a suitable friend0
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So I got an amazing deal on circus tickets for tonight a few weeks ago - (£30 rather than £93 for premium ringside seats on an early bird special) I reminded the kid that we're going so we were slightly late to breakfast club this morning as she was doing a choreographed dance to one of the Greatest Showman songs for me.
Very cute
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund3 -
Sounds very cute, enjoy!01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1100 -
Wouldn't each other's savings be taking into account i.e. lumped together and divided? I don't know a lot about it but I assumed that if your assets and savings are say a total of £40k e.g. 2 cars and savings, then if his car was worth £15k and yours worth £10k, then you'd have an extra £5k of the savings then split the rest. Although if you'd already spent yours on a deposit then it wouldn't exist anymore to be lumped in. Really wise to get some proper advice though.
You've done great paying off all the debt and nearly all of the car. Definitely keep it yourself, it almost sounds like financial abuse to want to take it from you. Your escape fund is your secret kryptonite! Good luck, stay strong.
"Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
Just read up on this. And I’m appalled at the treatment by your husband. It’s a form of gaslighting and financial abuse. The things he says and does are just cruel.
my wife has said some hurtful but true things to me regarding my decisions that led to my debts. But despite that she is 100% behind and supporting me…as our marriage vows said for better or worse. And what one of us faces, we both face. None of this it’s your fault you deal with it on your own nonsense!!
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