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  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I honestly don't know how you've put up with hin for so long.  (((hugs)))XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Good for you Kakiste! Stay strong x
  • You don’t “owe” him anything, in fact you wouldn’t have had the debt if if he hadn’t weaponised his incompetence and left you with no alternative but to borrow the money in order to keep your family afloat. His attempts to continue to control you financially are completely transparent and I’m glad you are sticking to your guns on this. 
    I expect that these attempts will increase as you pay off more of the car, stay strong and keep thinking about your escape fund.
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My only concern is that you are married, please seek legal advice asap.   It would be a nightmare if your carefully stashed savings got taken into account with any financial settlement.  A free half hour should suffice. 🤗
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    I've got a friend (not a mutual one) who is a solicitor so i'll have a word with her next time I see her @peb

    To be fair though- I shouldn't imagine it will be a big problem. My savings are fairly minor at the moment and will firstly be earmarked for a deposit and first month's rent on a rental property- (which will be spent and gone long before any divorce papers are signed) 

    I do see what you mean about the finances I'm proposing to save up to be a financial cushion. I'll talk to the solicitor friend. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good.  Pleased you have a suitable friend
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    So I got an amazing deal on circus tickets for tonight a few weeks ago - (£30 rather than £93 for premium ringside seats on an early bird special) I reminded the kid that we're going so we were slightly late to breakfast club this morning as she was doing a choreographed dance to one of the Greatest Showman songs for me. :grin: Very cute
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • jokono
    jokono Posts: 767 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Sounds very cute, enjoy!
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • SandyShores
    SandyShores Posts: 1,971 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Wouldn't each other's savings be taking into account i.e. lumped together and divided?  I don't know a lot about it but I assumed that if your assets and savings are say a total of £40k e.g. 2 cars and savings, then if his car was worth £15k and yours worth £10k, then you'd have an extra £5k of the savings then split the rest.  Although if you'd already spent yours on a deposit then it wouldn't exist anymore to be lumped in.  Really wise to get some proper advice though.

    You've done great paying off all the debt and nearly all of the car.  Definitely keep it yourself, it almost sounds like financial abuse to want to take it from you.  Your escape fund is your secret kryptonite!  Good luck, stay strong.


    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • abaka
    abaka Posts: 219 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Just read up on this.  And I’m appalled at the treatment by your husband.  It’s a form of gaslighting and financial abuse.  The things he says and does are just cruel.

    my wife has said some hurtful but true things to me regarding my decisions that led to my debts.  But despite that she is 100% behind and supporting me…as our marriage vows said for better or worse.  And what one of us faces, we both face.  None of this it’s your fault you deal with it on your own nonsense!!

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