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It's time to begin.....
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So i've finished the Laini Taylor trilogy just in time for the new book to arrive tonight. Very excited.
Also just absolutely smashed a lesson observation first thing this morning so that's calmed me right down. Plus management just dropped into my form time unexpectedly at 9am and my lovely new form played ball brilliantly, loyal little creatures that they are. So now the stress is off (until the head of education and learning drops in for an audit and lesson observations in 3 weeks time.)Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund4 -
Great work you, well done! My husband is a teacher so I know the stress these things can cause.Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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In excellent news, I got home yesterday to a letter from work telling me that I'd been given a payrise! My headteacher had remembered the original figure I'd asked for last year and when the new staff budget started in September had put me forward for a payrise to reach that level. (Without me asking!) So I've been given another £2.5K a year which works out at another £105 a month. Not too shabby at all.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund9 -
Congratulations!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Congratulations on the payriseI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
Save £12k in 2025 #1 £12000/£120000 -
Congratulations 🎉MFW 2022 #71 £4400/£44000
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Great news well done 👏MFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £609.40 (8/25)0 -
Congrats! Great news and well deserved. What do you plan to do with the extra money? Sounds terrible, but I hope you dont have to tell husband about it.Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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Great news on the pay rise!0
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My plan is to siphon it to one side for the moment- build it into an EF for rental deposits/first month rent etc and then I've got it there if I need it.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1
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