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It's time to begin.....

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Comments

  • Best of luck! Sure you will absolutely smash it!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Legs21
    Legs21 Posts: 251
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    Good luck 🤞 
    MFW 2022 #71  £4400/£4400
  • Well done you! That's fantastic news, really pleased for you, give yourself a massive pat on the back 👏
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • bellevie
    bellevie Posts: 938
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite
    Great news, well done 
    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263,140

    2025 closing £246, 678

    Original end 11/2045 


    Overpayments to date £655.40 (05/26)



  • Good news on possible upgrade and the financial ombardsman outcomes. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£12,000
    365 day 1p Challenge 2026 £667.95/£700
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • Great news! Have a good think about what you want to say at the weekend and go in there and get it! Literally, never a better time to ask
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • jokono
    jokono Posts: 778
    Fifth Anniversary 500 Posts Name Dropper
    Forumite
    Excellent news all around, so pleased for you!
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • Kakiste
    Kakiste Posts: 1,022
    Sixth Anniversary 1,000 Posts Debt-free and Proud! Name Dropper
    Forumite
    So still sorting out the SENCO technicalities but the Head has agreed the budget in theory with the company that owns the school! He's said today that he needs to sort out with them when the increased budget will kick in and that will either he will advertise the job in the Spring and I can technically start at Easter or whether it will be an advertise in Spring and then I start officially in September job. (Needs to be technically advertised externally even if they know it's my job- weird educational rules) 

    In exciting other news- I took my daughter to a lego discovery centre at the weekend- my lovely Sister in law paid for all of us. Spent 4 hours and my daughter absolutely loved it. She had my daughter for a sleepover on Saturday night as well- daughter had a great time. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
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