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  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 1 July 2021 at 9:54PM
    Thanks all. 

    @GeorgianaCavendish They're nearly at the decision stage (sent the complaints in in December 2020!) But the bloke whose been investigating has contacted me for a full credit file report and all my supporting documents so hopefully it will be within the next 8 weeks or so rather than by the end of the year! 

    Yeah he's just being a total piece of work. I think it is a test, earlier in a continuation of the usual rant about divorce he said 'and now ive paid the last of your big hanging obligations you would be able to scrape by so i can cut you off like a cancer and tell you to !!!!!! out the house.' 

    He's also been in an additional mood due to the washing machine repairman. I'd arranged for him to come round today post 4.30pm (husband is home from 4pm- I get home at just after 5pm) and told husband this. At 4.50 as I was on the dual carriageway about 10 mins out from home I got a call from the repairman who was basically saying 'why am i sat outside an empty house?' And told me if I wasnt there by 5 he was off. 

    I managed to get home and I grovelled to the bloke, who was polite but understandably hacked off that he'd sat in my driveway for 30 minutes. As he got to work my husband suddenly appeared downstairs and it turned out he'd been home since the usual time.  He had REALLY obviously fallen asleep but claimed to the bloke he hadn't heard him knocking. (Bloke looked annoyed but didn't say anything)

    After he fixed the washing machine (yay!) And left husband claimed he had clearly 'been pulling a fast one' and hadn't knocked at all and just sat in his van outside or could have also turned up late and covered by coming out with the knocking story. 

    i pointed out how ridiculous and unlikely that was. Why would a tradesman deliberately sit around for 30 mins at the end of a day when he gets paid by the job. Far more likely that husband fell asleep. Husband then admitted he'd been asleep and still tried to claim that the bloke 'clearly hadn't knocked otherwise he would have woken up' I asked how he would have known he didnt knock if he had been asleep and husband then tried to retract it claiming he hadn't been asleep, but had gone along with "my version of the story" because I believed the bloke's word over his. 

    For the love of god. He's so pathetic. Idf he'd just said "sorry i fell asleep" I would have said "OK.' But instead there's a big conspiracy, and random assertions of 'lack of loyalty' because I don't believe his clearly invented spiel. 

    Pathetic.    
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • SandyShores
    SandyShores Posts: 1,952 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Sorry to hear you are having to put up with such carp.  You've done so well with the debts - you'll have them paid off in no time. Just having the exit planned gives you strength. 
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 
    "Think of many things, do one"
  • Judes123
    Judes123 Posts: 22 Forumite
    Third Anniversary 10 Posts
    Hope you are ok
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 12 September 2021 at 12:37PM
    @Judes123 I am thanks. Busy week at work- reports due and I had a lovely day on Monday when I took the KS4 history gcse class out to a museum. Really nice to spend the day with kids who are genuinely interested in the course content- we had a ridiculous karaoke session on the bus on the way back to school- two of the lads really committing to Crazy in Love- so funny. 

    School is basically empty today. I've only got 2 lessons (highly reduced numbers though) as 12 of the kids are out on the behaviour reward trip and simultaneously the vocational college group are out, the equine studies group are at the stables all day- which leaves ..... 10(?) kids in school so I'm finishing putting in data to the assessment trackers and writing my form's tutor reports. 

    My daughter is back at school tomorrow as her bubble is allowed back in. She's had a lovely two weeks off though and I didn't have to take any time off this go round. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 12 July 2021 at 4:29PM
    Report are in. Managed to get them done a full week before the deadline. I've now got this week to update all the assessment software. 

    Been a decent weekend. Went out into town for lunch on Saturday which was really nice- not done that in months- husband decided to pay. My daughter spent some of her pocket money on a cuddly llama toy and some sweets so she was chuffed with that. 
    One slight wobbly moment where husband tried to start a fight Saturday evening over me asking if I could turn on the living room light- cue the start of winding up to a rant from him about "my pathological obsession with always having the light on" (in the living room, at 10pm ....when it was dark) Without thinking I responded by just blatantly taking the mick (I said "Oh no, what horror! The sheer dystopian nightmare that is your life!") And rather than it going down like a lead balloon, it actually cut the rant off. 

    If he responded to stuff like that ^ the majority of the time, then I don't think we would have half as many problems. 

    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Minibus for work night out next Friday is booked- going to cost £7 each. :smiley: I wrote it on the fridge calendar last week and I'm going to casually start dropping it into conversation in the next few days. 

    Next week is looking up- we've got our usual collection of friends round on Wednesday evening, it's bubble friend's birthday on Thursday and he wants to have takeaway and board games at our house with a bunch of other friends and then night out Friday. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Work night out will be great! Next weeknsounds like a corker 😃 enjoy!

    Ps love your response around the dystopia nightmare 😆 😆 
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Managed to get all the assessment data in. :smile: 

    Finishing the afternoon with one of the nicer year 9s in my classroom- feeding her snacks and having intermittent chat around a Netflix film, because a bunch of the other year 9s (Girls, it's always the girls) have fallen out with her. Managed to intercept and scoop her up from an argument/escalating towards a fight and deliver a very tetchy rant to the rest of them. But no-one got battered and I didn't have to physically floor anyone- far too hot for that today! 

    Just waiting to find out if my daughter passed her year 2 spelling badge today. (she's a year ahead in English)
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
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