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It's time to begin.....

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  • I’m so happy for you. It sounds like the perfect new start for you and DD xx
    slowly working towards being MF one small over payment at a time :T
  • Aww that sounds like a wonderful place for you and DD to make a fresh start, you deserve it after everything you've dealt with x
  • Kakiste, I'm so happy to see your update - honestly, I had a tear in my eye reading it! I'm so glad that the house is exceeding your expectations and it sounds like your colleague and the current tenant in the 2 bed house are both lovely too. Congratulations and so happy for you and your daughter!
  • That sounds great and even better that the bills will be cheaper. Really hope it all works out for you 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
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    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Amazing news. I’m so happy for you 🥳
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  • Wonderful news.I’m so excited for you. You so deserve this. Sounds perfect xx
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  • bellevie
    bellevie Posts: 895 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    It sounds perfect it really does, so happy for you!
    The neighbour sounds lovely too, it's actually nice that she knows what your coming from and understands having been through it herself, I imagine she'll keep an eye out for you.

    It's going to be such a lovely year for you and DD, a much needed fresh start.
    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263140


    Original end 11/2045 
    New end date :....... 

    Overpayments to date £574.4 (1/26)



  • ladyholly
    ladyholly Posts: 3,937 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wonderful news for you and your dd. You have waited so long for this and deserve every happiness.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lovely news about  the house and sounds like your friend and the current tenant will be a great support for you.  Onwards and upwards. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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