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SLLM (Single Lady Large Mortgage)

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Comments

  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 13 June 2022 at 10:36PM
    Evening ladies
    After a bad colour choice for my bedroom I went out today to buy a new colour and also bought two pots to chemically help strip off the unwanted paint. Fingers crossed I will love the new colour or be able to tolerate it for sometime! Paint is now so expensive it’s unbelievable! 

    Okay thanks electrician has informed me that he hopes to come and do the work this Wednesday so fingers crossed. 

    The person did the garage roof did not collect or remove the rubbish. I sent him a text last week  and he has not bothered to reply. The rubbish is taking up part of the drive I prefer to park and it’s also just making the drive look untidy. The roofer was very fast spoken and very much after the money! Anyway it’s done now just need to feel with the rubbish.
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you @dawnybabes, just a further question though, the expensive one seems to crash bones and all the midrange ones seem to only mention normal/soft waste? I guess with midrange I can do the normal waste and maybe chuck the bones into the bin? 🫣🤫🤷‍♀️ I really don’t want to keep the food bin anymore! 😷 the smell can be off as you use plastics and it seems a waste to chuck out daily a plastic with a few food bits. 
    I pop small bones in mine - so chicken bones seem to be ok - wouldn’t put a big bone in (though it once ‘did’ a spoon and it’s brutal !!) 
    Spoon iiisshh! Is it such that you could then ‘fish’ out the spoon or does that mean the macerater is doomed? 
    I fished it out (once I’d stopped it) and it’s still working so wasn’t terminal for either of us 🤣🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you @dawnybabes, just a further question though, the expensive one seems to crash bones and all the midrange ones seem to only mention normal/soft waste? I guess with midrange I can do the normal waste and maybe chuck the bones into the bin? 🫣🤫🤷‍♀️ I really don’t want to keep the food bin anymore! 😷 the smell can be off as you use plastics and it seems a waste to chuck out daily a plastic with a few food bits. 
    I pop small bones in mine - so chicken bones seem to be ok - wouldn’t put a big bone in (though it once ‘did’ a spoon and it’s brutal !!) 
    Spoon iiisshh! Is it such that you could then ‘fish’ out the spoon or does that mean the macerater is doomed? 
    I fished it out (once I’d stopped it) and it’s still working so wasn’t terminal for either of us 🤣🤣🤣
    Thank goodness not a terminal ‘illness’!😅 😂🤣🥲
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 15 June 2022 at 6:00AM
    Finally as from today my mortgage is below £400k! Yey! Thank you all mortgage free wannabes for your support! Without you all I would not have gotten this far in my mortgage journey! Being below £400k somehow makes it look less daunting. 



    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 15 June 2022 at 5:55AM
    Financial update
    Balance last after last month’s payment 👇🏾

    Balance after monthly interest was added 👇🏾


    Mortgage went out yesterday and current balance is now 👇🏾


    THE ONLY WAY IS DOWN FOR THIS LARGE MORTGAGE! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,484 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Congratulations! That's a massive milestone and a reward for all the  hard work  you've put into it.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Congratulations! That's a massive milestone and a reward for all the  hard work  you've put into it.
    🙏🏾 Thank you ! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • MaddyHale
    MaddyHale Posts: 23 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Congratulations @Sistergold!
    Look how far you have come.
    Almost 100k paid off!
  • slm6002
    slm6002 Posts: 4,391 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow congratulations on that fantastic achievement.   You are doing so well
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    MaddyHale said:
    Congratulations @Sistergold!
    Look how far you have come.
    Almost 100k paid off!
    🙏🏾 Thank you! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
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