Bluestone Mortgages

newton21

sarahjanelodge said:

Update.. After our valuation on Tuesday 
WE'VE JUST GOT OUR OFFER THROUGH!!

Yay congratulations 🥳 

doglover34

We have been asked to provide an explanation of the adverse credit. They also want an employment reference which they will get themselves. Also a list inc account numbers and balances of the loans we are repaying wothbthe equity on our home! Might be busy this weekend getting all this together.

stephs26

sarahjanelodge said:

Update.. After our valuation on Tuesday 
WE'VE JUST GOT OUR OFFER THROUGH!!

ahh congratulations, amazing!! was yours a remortgage? hope ours comes through as fast🤞🏽

newhome2020

sarahjanelodge said:

Update.. After our valuation on Tuesday 
WE'VE JUST GOT OUR OFFER THROUGH!!

Huge congratulations 🥳 

newhome2020

stephs26 said:

sarahjanelodge said:

Update.. After our valuation on Tuesday 
WE'VE JUST GOT OUR OFFER THROUGH!!

ahh congratulations, amazing!! was yours a remortgage? hope ours comes through as fast🤞🏽

No, first time buyer on a old property.
I really hope it’s quick 🤞🏼

ACG

doglover34 said:

We have been asked to provide an explanation of the adverse credit. They also want an employment reference which they will get themselves. Also a list inc account numbers and balances of the loans we are repaying wothbthe equity on our home! Might be busy this weekend getting all this together.

All of that is standard for Bluestone and needed on every case where debt is being cleared pre completion. 

Seems pretty promising though. 

newton21

Does anyone know of bluestone require land searches on a remortgage? Spoke to our solicitor today and some lenders require it and some do not? 

doglover34

ACG said:

doglover34 said:

We have been asked to provide an explanation of the adverse credit. They also want an employment reference which they will get themselves. Also a list inc account numbers and balances of the loans we are repaying wothbthe equity on our home! Might be busy this weekend getting all this together.

All of that is standard for Bluestone and needed on every case where debt is being cleared pre completion. 

Seems pretty promising though. 

@ACG it will be post completion thou as we need the equity from our sale to clear 11k, we cant ckear it before

doglover34

sarahjanelodge said:

Update.. After our valuation on Tuesday 
WE'VE JUST GOT OUR OFFER THROUGH!!

Congratulations!!!!!

ACG

doglover34 said:

ACG said:

doglover34 said:

We have been asked to provide an explanation of the adverse credit. They also want an employment reference which they will get themselves. Also a list inc account numbers and balances of the loans we are repaying wothbthe equity on our home! Might be busy this weekend getting all this together.

All of that is standard for Bluestone and needed on every case where debt is being cleared pre completion. 

Seems pretty promising though. 

@ACG it will be post completion thou as we need the equity from our sale to clear 11k, we cant ckear it before

Sorry, that was very badly worded. 
Where you have disclosed the debt will be cleared going forward, when the mortgage offer is issued there will be a section for special conditions. Under that section it will list the commitments that need to be cleared and they sometimes task the solicitor with clearing these so they know it has been done. 

The reason for my post was to say this should have been obtained upfront really but also just reassure you that it looks quite promising that their only requests are for standard things.