Bluestone Mortgages

jmwar92

2020LS said:

I paid my valuation fee last Thursday. The estate agent has not had call for access yet its frustrating hopefully will heard something by the end of the week. What has other people's time scales been like between paying for valuation and the surveyor going out to do it?

Ours took over a week for them to do it 

2020LS

How long after valuation is the usual time scale for the valuation report to be done?

sarahjanelodge

We are 7 weeks in now.. been fighting affordability last 2 weeks.. our ma thinks he's sorted it now so hoping for valuation soon.. how quick is valuation done after fees paid usually? 

doglover34

Just put in our application after being declined by Aldermore ... last chance saloon for us! wish us luck!

MovingForwards

sarahjanelodge said:

We are 7 weeks in now.. been fighting affordability last 2 weeks.. our ma thinks he's sorted it now so hoping for valuation soon.. how quick is valuation done after fees paid usually? 

Depends on availability of surveyors.

lewis27

@doglover34 you seem like a perfect customer for bluestone .. no defaults or CCJs .. I have old CCJs and defaults and bluestone have offered us a mortgage . As long as you pass affordability I can’t see there being any issues with the credit side of things .. just be prepared that bluestone are very slow and will ask for every document ( probably more than once ) but I think you will be fine judging my what you have said.. I’d allow 8 weeks from DIP to offer but it will be worth it .. 

doglover34

lewis27 said:

@doglover34 you seem like a perfect customer for bluestone .. no defaults or CCJs .. I have old CCJs and defaults and bluestone have offered us a mortgage . As long as you pass affordability I can’t see there being any issues with the credit side of things .. just be prepared that bluestone are very slow and will ask for every document ( probably more than once ) but I think you will be fine judging my what you have said.. I’d allow 8 weeks from DIP to offer but it will be worth it .. 

Thank you so much it means a lot! I really just dont know anymore tbh! Ive sort of given up! Im worried coz my buyer is itching to get in!! Hopefully we can hold him at bay. Your words have cheers me up thank you!

newhome2020

Do they tell you before they take the valuation money?? As mine is in my saving so will need to transfer 

MovingForwards

newhome2020 said:

Do they tell you before they take the valuation money?? As mine is in my saving so will need to transfer 

Do they have your debit card details as I had to provide mine for the valuation.
-- if you've already provided the card details to your broker, you will be best transferring the money to your current account.

Then I had to make the mortgage arrangement payment when funds were due to be released.

Ruffle13

MovingForwards said:

sarahjanelodge said:

We are 7 weeks in now.. been fighting affordability last 2 weeks.. our ma thinks he's sorted it now so hoping for valuation soon.. how quick is valuation done after fees paid usually? 

Depends on availability of surveyors.

We paid for our survey on Wednesday and the valuation was booked today for this Friday