Bluestone Mortgages

mortgagetakingages

sammys0210 said:

newton21 said:

Does anyone know the waiting times for them looking at submitted documents? We are at first underwrite and had some additional things requested... how long does it take for an update on that? 

We submitted loaaaads of docs 26th August, valuation 10th September, asked for more payslips and statements 22nd September offer 24th September. 

This reaffirms my tip to send documents over as soon as you have them each month. It can save you waiting. 

sammys0210

mortgagetakingages said:

sammys0210 said:

newton21 said:

Does anyone know the waiting times for them looking at submitted documents? We are at first underwrite and had some additional things requested... how long does it take for an update on that? 

We submitted loaaaads of docs 26th August, valuation 10th September, asked for more payslips and statements 22nd September offer 24th September. 

This reaffirms my tip to send documents over as soon as you have them each month. It can save you waiting. 

Yep! I read your tip and made sure everything was ready. 100% agree saves messing about. However they didnt ask for them all - only 1 statement and 2 payslips  but as you say get it all ready and it will speed it up!

I had just finished maternity leave end of August so think they needed my payslip along side my letter from work. But more prepared you are the better.

mortgagetakingages

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

jmwar92

mortgagetakingages said:

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

How long have you waited for authority to exchange just so we know after offer how long roughly 

MortgageWonders

jmwar92 said:

mortgagetakingages said:

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

How long have you waited for authority to exchange just so we know after offer how long roughly 

Depends which agent your with. 

jmwar92

MortgageWonders said:

jmwar92 said:

mortgagetakingages said:

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

How long have you waited for authority to exchange just so we know after offer how long roughly 

Depends which agent your with. 

Lcs

MortgageWonders

jmwar92 said:

MortgageWonders said:

jmwar92 said:

mortgagetakingages said:

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

How long have you waited for authority to exchange just so we know after offer how long roughly 

Depends which agent your with. 

Lcs

Sorry I meant agnet 1, 2 or 3 for help to buy all have different times 

mortgagetakingages

jmwar92 said:

mortgagetakingages said:

I'm now waiting for Authority to exchange so after getting formal offer it continues and even more frustrating because nothing you can do but wait. We will all be rewarded though

How long have you waited for authority to exchange just so we know after offer how long roughly 

Depends where in the country you are but we are waiting for 15 days!

newton21

We’ve just heard from our MA it’s a 10 day turn around again, so anything uploaded can’t be chased for 10 days....don’t know if this helps anyone currently waiting like we are...we had first underwrite and they requested more documents so it’s going to be another 2 weeks untill we hear if they are happy for valuation 

sarahjanelodge

We put in our full application on 22 August after getting dip on 18th August. So far they've asked for something else every 3-4 days which we've sent within an hour of request. With the weekends etc we are still in underwrite stage. They requested something to proof affordability Friday just gone and according to our ma that's the last check before valuation. With it being on a Friday request (always seems to be) it means we will now be waiting til at least Wednesday before we know if that'll be accepted and we can move forward to valuation. If not it'll be another bit of info to send and another week of waiting. 
I'm praying valuation to final underwrite to offer proceeds quicker than the 5 weeks they've already had with our case. They can't possibly need anything from us. Weve sent them everything you can possibility need. The list goes on forever.