Bluestone Mortgages

Positiveaffirmations21

Lottien95 said:

Positiveaffirmations21 said:

Does anybody know how long the applications stay with the first underwriter for? Average time scale? Mine has just gone to underwriter. Xx

22/07/21 ours went to the underwriter and then Tuesday this week we had our first update back xx

Thank you! Can I ask what the update is? Is it for more information or just an update it’s still with them? Xx 

Lottien95

Positiveaffirmations21 said:

Lottien95 said:

Positiveaffirmations21 said:

Does anybody know how long the applications stay with the first underwriter for? Average time scale? Mine has just gone to underwriter. Xx

22/07/21 ours went to the underwriter and then Tuesday this week we had our first update back xx

Thank you! Can I ask what the update is? Is it for more information or just an update it’s still with them? Xx 

More information when I possibly thought they couldn’t physically ask anything else! Hopefully yours will be smoother because ours seemed to be going great then this update request hit and it’s thrown everything off! Xx

jaboat

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

Sevendoorsdown

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

We just had an identity and generic search done by bluestone. Nothing else after this and we're near completion. It sounds like it was bluestone if it's the same day. They're hot on checking for money laundering (we were asked a good 5 times where our deposit came from and why my husband didn't have a buisness account and had to provide proof) mention it to your MA but I would have said it was just to double check and searches show your case is progressing 😊

Icklesaint

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

I have just checked and I have one showing aswell.  Full credit search on the 22nd and then 2 soft searches on the 23rd and the smart credit one aswell 

Lottien95

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

Oh my gosh so it’s related to bluestone! I saw it on my partners credit profile and was like oh for god sake what is he trying to buy now 😂 I’ll double check when his was done and comment again! Xx

jaboat

Icklesaint said:

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

I have just checked and I have one showing aswell.  Full credit search on the 22nd and then 2 soft searches on the 23rd and the smart credit one aswell 

Ah so it’s Bluestone!! phew 😅.. looks like the case is progressing nicely.. my full application was submitted on 22/07 and got a call from my MA that it’s with the underwriter on 30/07 and they asked a few questions.. don’t want to jinx it but seems to be progressing faster than some peoples timelines I’ve read on here.. think they have streamlined they processes.. fingers crossed it gets offered soon without too many questions or request for further information 🤞..

jaboat

Sevendoorsdown said:

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

We just had an identity and generic search done by bluestone. Nothing else after this and we're near completion. It sounds like it was bluestone if it's the same day. They're hot on checking for money laundering (we were asked a good 5 times where our deposit came from and why my husband didn't have a buisness account and had to provide proof) mention it to your MA but I would have said it was just to double check and searches show your case is progressing 😊

Just sent a WhatsApp to my MA, he’s responded saying it is Bluestone. Full application in on 22/07 and with the underwriter on 30/07.. seems to be progressing well.. 🤞 

Sevendoorsdown

jaboat said:

Sevendoorsdown said:

jaboat said:

Has anyone had a credit search from a company called SMARTSEARCH as well as BLUESTONE?

I searched the company up and seems like they help organizations do ANTI MONEY LAUNDERING CHECKS. 

Search was done on the same day Bluestone did they check.

We just had an identity and generic search done by bluestone. Nothing else after this and we're near completion. It sounds like it was bluestone if it's the same day. They're hot on checking for money laundering (we were asked a good 5 times where our deposit came from and why my husband didn't have a buisness account and had to provide proof) mention it to your MA but I would have said it was just to double check and searches show your case is progressing 😊

Just sent a WhatsApp to my MA, he’s responded saying it is Bluestone. Full application in on 22/07 and with the underwriter on 30/07.. seems to be progressing well.. 🤞 

Brilliant! According to our broker, bluestone have doubled their workforce in the last month which is why we think our offer came so quickly after months of waiting! They're much faster now than when we applied that's for sure! Hopefully won't be long for you 

Ashswanz

Does anyone know if your valuation caused bluestone to rejected app. Are we able to request a second valuation if we pay for it?