Bluestone Mortgages

Sammie2021

disneydreamer1985 said:

One of the conditions of our offer is we have to pay off an old payday loan. Who pays this off? Us or the solicitor?

I’ve been told this will be with proceeds so I’m assuming it’s the solicitors.... but ours is only DIP with application submitted at present 

Sammie2021

Worried by the posts showing timelines as our completion date is tight and the house we are purchasing is moving to a new build that’s built... and I know builders don’t wait long.
we have a mortgage already and are downsizing..... a fiend has mentioned speaking to our currently lender as we are downsizing the mortgage by £50k and clearing the debts that are already there (with proceeds)

Jen271626

People who have completed - did bluestone ask for latest bank statements before completion, did they credit check again or anything else? 

Sortingmylifeout7

Jen271626 said:

People who have completed - did bluestone ask for latest bank statements before completion, did they credit check again or anything else? 

No and nothing for me!

Lottien95

Valuation day today, but still waiting for bluestones underwriting to request the landlords reference, bluestone instructed the valuation day it went to underwriting but due to my MA going on annual leave there document request won’t be submitted until Monday so we’re a week and a few days behind 😩xxx

Ashswanz

So everything went through we had our confirmation from bluestone thinking everything was amazing - Then Survayors went and found knot weed in neibours property over 7m away from the house and they have now said no. good luck to everyone else. 

Lottien95

So my packager advised me it wasn’t just the signature discrepancy form they wanted it was a vulnerability questionnaire for some reason relating to over 4 years ago, and a debt showing on my credit report as x4 late payments even though this was included in my debt relief order, but for some reason they want proof it’s been cleared but it says on experian debt management programme from 2017. And the debt itself was last updated 11jun2017. So now there asking for proof that it’s cleared so I’ve had to write a letter to aqua to request them to update it on my credit profile, they don’t have an email so can’t email me a letter confirming anything I’ve now got to wait for them to pick my letter up and get it worked on, it’ll take about 2 ish month for credit reports to update so not looking great! I’ve gave them a full explanation to submit etc so the packager will submit that for me should’ve hopefully been done this evening but we shall see. Sigh! 

Positiveaffirmations21

Does anybody know how long the applications stay with the first underwriter for? Average time scale? Mine has just gone to underwriter. Xx

disneydreamer1985

Does anyone know when Bluestone contact you to set up your payment dates etc?

Lottien95

Positiveaffirmations21 said:

Does anybody know how long the applications stay with the first underwriter for? Average time scale? Mine has just gone to underwriter. Xx

22/07/21 ours went to the underwriter and then Tuesday this week we had our first update back xx