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Bluestone Mortgages

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  • ojh2112 said:
    Just spoken to MA who has spoken to bluestone - said we should have update later today or tomorrow 🙄🙄🙄
    Sounds like the standard Bluestone response... 'Tomorrow' the day that never comes 🙄

    I'm afraid even after offer, the waiting and response times don't get any better. We've been waiting 3 weeks for something that is promised daily to be done 'today or tomorrow' and is holding up exchange! 

    The wait continues...
  • ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    Ricky Dewitt
  • ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    On Experian it says whether it would effect your credit score.. if it says yes then that means it will be the hard search. 
  • ojh2112 said:
    Just spoken to MA who has spoken to bluestone - said we should have update later today or tomorrow 🙄🙄🙄
    Same as us 
  • ojh2112 said:
    Just spoken to MA who has spoken to bluestone - said we should have update later today or tomorrow 🙄🙄🙄
    Thats all I keep getting too... its awful 😞 
  • We’re suppose to complete tomorrow,And bluestone still have not released funds so frustrating holding the whole chain up.
  • ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    On Experian it says whether it would effect your credit score.. if it says yes then that means it will be the hard search. 
    If it’s identity check it’s soft but if it says mortgage it will be the hard search and should say next to it if it will affect your credit 
  • ojh2112 said:
    ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    On Experian it says whether it would effect your credit score.. if it says yes then that means it will be the hard search. 
    If it’s identity check it’s soft but if it says mortgage it will be the hard search and should say next to it if it will affect your credit 
    It says mortgage quotation when I expand it and then that it will not affect my credit. I’ve also had an identity check done on the same day. 
    Ricky Dewitt
  • ojh2112 said:
    ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    On Experian it says whether it would effect your credit score.. if it says yes then that means it will be the hard search. 
    If it’s identity check it’s soft but if it says mortgage it will be the hard search and should say next to it if it will affect your credit 
    It says mortgage quotation when I expand it and then that it will not affect my credit. I’ve also had an identity check done on the same day. 
    So I had that on mine when they done the DIP - then when the application was submitted they done hard searches - it said first mortgage - it’s now with the underwriter waiting to hear if it’s got to valuation- was told it would be updated close of business today so will chase mine tomorrow - it’s all very stressful! 
  • ojh2112 said:
    ojh2112 said:
    ojh2112 said:
    We submitted full application on 5/8 hard searches done on 19/8 still awaiting valuation - 1st underwriters came back for more Info last week and still not heard Back after providing it 🙄🙄🙄🙄🙄 feeling awful waiting  
    I’m signed up with checkmyfile. Where can you see hard searches on your report? I’m not sure if checkmyfile updates when searches, I think they report monthly 
    We’re with Experian shows on Recent searches 
    I’ve just signed up to Experian and under recent searches it shows bluestone done 2 searches on 08 Sept , how would I know if these are the soft or hard searches? Sorry to sound stupid 
    On Experian it says whether it would effect your credit score.. if it says yes then that means it will be the hard search. 
    If it’s identity check it’s soft but if it says mortgage it will be the hard search and should say next to it if it will affect your credit 
    It says mortgage quotation when I expand it and then that it will not affect my credit. I’ve also had an identity check done on the same day. 
    So I had that on mine when they done the DIP - then when the application was submitted they done hard searches - it said first mortgage - it’s now with the underwriter waiting to hear if it’s got to valuation- was told it would be updated close of business today so will chase mine tomorrow - it’s all very stressful! 
    We are in exact same boat, and was told today .... nothing 🙁
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