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Bluestone Mortgages

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  • Icklesaint
    Icklesaint Posts: 31 Forumite
    10 Posts Name Dropper
    Does anyone here have an Lifetime ISA?? Don’t know if I’m just being tight but the solicitors want to charge £50 +vat just to close the account!! Am I missing something. Anyone else had this? 
    Our solicitor wants to charge £50 for the help to buy isa.  Must be the going rate 🤷‍♀️
    I just challenged them on it!! Mine is a Moneybox and they have now said because it’s Moneybox they have the least amount of work to do with it so they won’t charge and the solicitor ever put it in the breakdown beforehand!!! Bloody cheek!! 
    Who is your help to buy with? 
    We have a help to buy Isa with NatWest.  On the solicitors break down they tried to charge us 3 times for 1 ISA.  Cheeky ba@*_rds! 
  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    FTBuyer21 said:
    Just got our valuation report back after our valuation yesterday & all good so just waiting for the offer to be issued!! 😁 
    anyone know how long this usually takes?
    What’s your timeline been? 

    From what I’ve read it’ll roughly be by next week you should hear something about your offer! 
  • Does anyone here have an Lifetime ISA?? Don’t know if I’m just being tight but the solicitors want to charge £50 +vat just to close the account!! Am I missing something. Anyone else had this? 
    Our solicitor wants to charge £50 for the help to buy isa.  Must be the going rate 🤷‍♀️
    I just challenged them on it!! Mine is a Moneybox and they have now said because it’s Moneybox they have the least amount of work to do with it so they won’t charge and the solicitor ever put it in the breakdown beforehand!!! Bloody cheek!! 
    Who is your help to buy with? 
    We have a help to buy Isa with NatWest.  On the solicitors break down they tried to charge us 3 times for 1 ISA.  Cheeky ba@*_rds! 
    Oh dear!! Hope you sorted it!!
  • So I’m back…😊

    today I have made an offer on a different (slightly more expensive) property. So the fun starts again!!  I’m determined to be moved by xmas!!! Fingers crossed this time 🤞
    Fantastic news! So happy you've found another house! 😁
  • FTBuyer21
    FTBuyer21 Posts: 12 Forumite
    10 Posts Name Dropper
    Lottien95 said:
    FTBuyer21 said:
    Just got our valuation report back after our valuation yesterday & all good so just waiting for the offer to be issued!! 😁 
    anyone know how long this usually takes?
    What’s your timeline been? 

    From what I’ve read it’ll roughly be by next week you should hear something about your offer! 
    @L@Lottien95 my timeline has been:

    17.06.21 - application went to Bluestone
    01.07.21 - request docs
    12.07.21 - employment reference request
    12.07.21 - valuation instructed
    21.07.21 - valuation 
    22.07.21 - valuation report back & sent to offers team

    my MA has said she thinks it’ll either be tomorrow or Monday so hopefully she’s right 😁
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Still no update from me..im going demented now almost 3 whole months waiting for this offer. They advised 3 working days and it has now been 6 and nothing. The valuation was done the first of July. Im so so annoyed.
  • FTBuyer21 said:
    Just got our valuation report back after our valuation yesterday & all good so just waiting for the offer to be issued!! 😁 
    anyone know how long this usually takes?
    We just got ours back from yesterday too 😁 our broker said next few days and we'll have the offer. Let's hope we both hear asap! 
  • Icklesaint
    Icklesaint Posts: 31 Forumite
    10 Posts Name Dropper
    FTBuyer21 said:
    Just got our valuation report back after our valuation yesterday & all good so just waiting for the offer to be issued!! 😁 
    anyone know how long this usually takes?
    We just got ours back from yesterday too 😁 our broker said next few days and we'll have the offer. Let's hope we both hear asap! 
    Our valuation was done Monday (we only knew because the surveyor turned up on our doorstep looking for the keys, which we obviously don’t have 🙄) and radio silence ever since 😥
  • FTBuyer21 said:
    Just got our valuation report back after our valuation yesterday & all good so just waiting for the offer to be issued!! 😁 
    anyone know how long this usually takes?
    We just got ours back from yesterday too 😁 our broker said next few days and we'll have the offer. Let's hope we both hear asap! 
    Our valuation was done Monday (we only knew because the surveyor turned up on our doorstep looking for the keys, which we obviously don’t have 🙄) and radio silence ever since 😥
    The waiting is just so stressful isn't it!? (every single bit) can you speak with your MA and ask how things are going? Our broker used to be reluctant to ask how things are going but now like us he's had enough. It's been 4 months 😖
  • Lottien95
    Lottien95 Posts: 70 Forumite
    10 Posts Name Dropper
    I couldn’t recommend my mortgage advisor enough, he has been there through my lowest rock bottom point and has dealt with my anxiety and panics and has never left me waiting over a few hours, I wouldn’t be able to deal with a radio silence one, so one positive is that I have him! I’m praying for our first underwriter update next week by Wednesday ish we’ve been told! Hoping the valuation will be booked by mid august if not sooner 🤞
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