Bluestone Mortgages

Foreverwaiting123

They won’t give me a mortgage as the house needs essential work done which has to be done by seller before mortgage offer 😩

Jen271626

Foreverwaiting123 said:

They won’t give me a mortgage as the house needs essential work done which has to be done by seller before mortgage offer 😩

Oh no what a nightmare, what is the essential work and is the seller willing to do it? 

Sortingmylifeout7

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

Waitingfornews

Sortingmylifeout7 said:

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

Sortingmylifeout7 said:

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

That’s brilliant. Well done. You must be thrilled.  Do you mind me asking what you were initially declined by Bluestones for ? I’ve tried to find your earlier posts but can’t. Thank you. 

Sortingmylifeout7

Message me?

HS1234

Foreverwaiting123 said:

Totally fed up now 😞

I feel the same tbh this process is so long. 

Jen271626

Sortingmylifeout7 said:

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

Fantastic you finally got the offer. I didn't realise you could even apply straight away again..Aldermore told us to wait 6 months. How quickly were you declined the first time? 

Sortingmylifeout7

Jen271626 said:

Sortingmylifeout7 said:

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

Fantastic you finally got the offer. I didn't realise you could even apply straight away again..Aldermore told us to wait 6 months. How quickly were you declined the first time? 

9 weeks from DIP to being declined 

HS1234

So the estate agents have put the house we were buying back on the market but are still waiting for us to carry out surveys. Bluestone needs to hurry up 🙈

Sevendoorsdown

Sortingmylifeout7 said:

Hi All! Some of you may remember that we were declined by Bluestone towards the end of April!?

Although obviously bitterly disappointed, I approached Simply who took us on to try again. Long story short, they succeeded and today we moved in to the house that we wanted!

Our timescales were 17 weeks of more downs than up - 9 weeks to go through the process with a MA who ultimately failed despite consistently insisting it was in the bag - 8 weeks from contacting Simply to moving in!!

My only advice is to make sure that you go with Simply or other recommendations on this thread. For those that are struggling for information or don’t know at what stage they’re at - that’s unacceptable. Simply have a good working relationship with Bluestone and it’s worth it’s weight in gold. I was kept fully informed at every step, they answered all my questions, they were professional, robust and honest.

it still feels surreal at the moment, however it was an unbelievable feeling to get the call that we could collect the keys.

Good luck to everyone!

That is amazing news! I'm so worried we'll be declined as our landlord has now served us notice and we don't have long to either rent somewhere else or complete on this house! We've been waiting since April and it's getting harder each week not knowing anything.