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Bluestone Mortgages

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Comments

  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    JLW_25 said:
    Kb21 said:
    JLW_25 said:
    Our valuation has been done today... really hoping for the offer to come next week so I can settle down! Contracts are in and searches back so enquiries being raised next week! Hopefully nearing the end of the process even if we can’t move in until October 🙄 
    How long did it take people from Valuation to Offer? X 
    Why can’t u move till Oct? 
    Because we have bought a part exchange property so the people who live in the house are buying a new build so we need to wait for that to be built which should be October! So we are having to complete our sale in august and move back in with my parents! I bet they’re thrilled to have me back with my partner and 3 year old 🙈 x 
    Oh no 🙈 what a nightmare. At least you will have it all sorted thou. X
  • JLW_25
    JLW_25 Posts: 22 Forumite
    10 Posts Name Dropper
    Kb21 said:
    JLW_25 said:
    Kb21 said:
    JLW_25 said:
    Our valuation has been done today... really hoping for the offer to come next week so I can settle down! Contracts are in and searches back so enquiries being raised next week! Hopefully nearing the end of the process even if we can’t move in until October 🙄 
    How long did it take people from Valuation to Offer? X 
    Why can’t u move till Oct? 
    Because we have bought a part exchange property so the people who live in the house are buying a new build so we need to wait for that to be built which should be October! So we are having to complete our sale in august and move back in with my parents! I bet they’re thrilled to have me back with my partner and 3 year old 🙈 x 
    Oh no 🙈 what a nightmare. At least you will have it all sorted thou. X
    I know! But it will be worth the wait because the house is perfect for us! Yeah that’s the plan, because there is a new build in the chain they want to exchange ASAP x 
  • _AandL_
    _AandL_ Posts: 88 Forumite
    10 Posts First Anniversary Name Dropper
    Question for those of you that have received your offer. How long did you wait between verbal and written? 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    _AandL_ said:
    Question for those of you that have received your offer. How long did you wait between verbal and written? 
    24 -48 hours 
  • So just when I thought they couldn’t possibly ask for anymore aside from perhaps a kidney (they’ve had everything else) I’ve been asked to give another months bank statements. My cooker isn’t working and the house I’m buying has a built in oven so for the past month I’ve pretty much just had takeaways (oops) which isn’t making my bank statement look very good. Is it a bad sign that they keep asking for more? Apparently bright star submitted my application to bluestone on the 17th. Shock to me as I thought it was submitted on the 12th if not before. Started the process in March. Will I ever get my offer I’m sick now. 
  • Has anyone had hard search done before valuation. We have our DIP and a hard search but valuation hasn’t been done yet and some people on here seem to have had hard search after valuation
  • Newheight13
    Newheight13 Posts: 238 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    We had our hard search a week ago and we’ve been told the valuation will be next, but not before going back and for with requests for documents as this is always expected of them apparently.
  • Cosy2020
    Cosy2020 Posts: 121 Forumite
    100 Posts Second Anniversary Name Dropper
    We still haven’t had any searches and our valuation is next week. Didn’t have one at DIP either 🤷‍♀️ 

    For those of you buying a new build how quickly did you get an offer after your valuation? I’ve heard that for new builds they just get them done as early as poss and it doesn’t have any reflection on where we are in the process? 
  • Cosy2020 said:
    We still haven’t had any searches and our valuation is next week. Didn’t have one at DIP either 🤷‍♀️ 

    For those of you buying a new build how quickly did you get an offer after your valuation? I’ve heard that for new builds they just get them done as early as poss and it doesn’t have any reflection on where we are in the process? 
    It’s strange how everyone’s process is different. We are buying a new build have had a hard search for “first mortgage” showing on credit report however no valuation instructed yet
  • Newheight13
    Newheight13 Posts: 238 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Anyone with simply adverse and are using their solicitors or have you used your own? 
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