Bluestone Mortgages

Nedsawaiting

What an awful situation. I’m hoping for a miracle for you.x

Fesully84

Nedsawaiting said:

What an awful situation. I’m hoping for a miracle for you.x

Thank you all for the lovely well wishes and thinking of us. Im holding out too but I dont think its gonna happen x

nhsrelocation

Hi everyone

New to the discussion so apologies if this has already been discussed.

we got our AIP and submitted a full application. Have now had it on my credit reports that bluestone have searched for first mortgage. Says it may impact credit score. Is this a good sign that things are progressing? 

Good luck to everyone and sorry to hear about those who are having difficulties 

Jen271626

nhsrelocation said:

Hi everyone

New to the discussion so apologies if this has already been discussed.

we got our AIP and submitted a full application. Have now had it on my credit reports that bluestone have searched for first mortgage. Says it may impact credit score. Is this a good sign that things are progressing? 

Good luck to everyone and sorry to hear about those who are having difficulties 

Yes they have completed the hard search on your credit files. I haven't had one show up yet just the two soft searches that were done for the agreement in principle, so shows your applications moving along. 

Fingerscrossed16

Yes looks to be a good sign. I’ve just have the 2 soft searches at AIP stage and nothing else yet, when did you submit? 

Newheight13

I submitted on the 10th of May, and by Friday the 14th I can see a hard credit check had take place.  I’m gussying I need to wait 13 working days now as that’s what their website states though I could be wrong? I know certain brokers have Special arrangements in place where their applications are hurried through but again,  I’m not 100% what this looks like in reality.

Newheight13

Whoops, wrote that whilst on a works call, but I’m sure you know what I mean! 

Cosy2020

We've not had any credit searches on our files yet we've been told the valuation is going ahead and that we'll have an update next week. Looking back at other posts it seems so varied - some people didn't even have a credit search and got an offer! We didn't have a search for the AiP either.

Fingerscrossed16

Think mine was the 11th but no hard search yet, reassuring to know that yours looks to be being worked as their website says they working cases from end of April, so I was thinking it’s going to be a fair few weeks before I hear anything. 

Jen271626

Newheight13 said:

I submitted on the 10th of May, and by Friday the 14th I can see a hard credit check had take place.  I’m gussying I need to wait 13 working days now as that’s what their website states though I could be wrong? I know certain brokers have Special arrangements in place where their applications are hurried through but again,  I’m not 100% what this looks like in reality.

It says on their website now they are assessing cases submitted on the 30th April. After everything has been assessed and approved as having all documents it then goes into the underwrite queue. Il put up their process as it makes it clearer.