Bluestone Mortgages

MovingForwards

Foreverwaiting123 said:

Is it bright star or blue stone that request the valuation? Thanks 

Bluestone as they're the lender.

I provided the payment details to my broker, they gave them to Bluestone, then Bluestone arranged the valuation.

Pixie1811_2

My son and girlfriend are buying a new build on the old HTB scheme.  They have had two packagers, Brightstar were so slow that after 11 weeks, advisor changed to Impact in March.  Has been progressing nicely and builders patient up until 2 weeks ago when suddenly there is a deadline by the builders. Theyve had valuation 10 May and  now waiting for offer, I think if they had a verbal offer in next 2 or 3 days will be okay but timescale not been given by bluestone.  I feel sorry for my son and girlfriend as they have submitted any documents required immediately and now with this deadline looming they are so close to offer but anxious.  Does anyone know the timescale between valiation and offer?  They are at final stage of decision and underwrite.Thank you 

disneydreamer1985

Newheight13 said:

Is anyone with Simply Adverse going through the BS process?  Where are you in that journey if you are? 

Newheight13 said:

Is anyone with Simply Adverse going through the BS process?  Where are you in that journey if you are? 

We are. Ours was submitted to Bluestone last week. They requested more info on Wednesday last week and haven’t heard anything since. Case manager said all is looking good but seems to be taking an age. 

Newheight13

We were told Monday that our application was submitted for the first assessment of underwriting so not sure when we will hear now. I was told that they have an exclusive agreement with BS so we should be made as a priority - we will see! 

Fesully84

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Kb21

Fesully84 said:

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Yes hun they do state in the t&c that it’s none transferrable 😩

Fesully84

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Yes hun they do state in the t&c that it’s none transferrable 😩

Ahh well thats that then  

Foreverwaiting123

Fesully84 said:

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Any progress? Have they got back to you yet to say if they’re still selling ? X

Kb21

Foreverwaiting123 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Any progress? Have they got back to you yet to say if they’re still selling ? X

I’ve been wondering this all night. I really feel for them 😞

Fesully84

Kb21 said:

Foreverwaiting123 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Makes it worse that the mortgage offer just came in now! 

Omg no way. Can’t they change there minds x

We have let them know anyway to see if they will still consider it or want to sell but I'm not holding out any hope. Its just so gutting to be that close. I also asked the question if the mortgage can be transferred to a new property but my broker thinks bluestone will start the whole thing again (other providers would just transfer it) everything against us. 

Any progress? Have they got back to you yet to say if they’re still selling ? X

I’ve been wondering this all night. I really feel for them 😞

Nothing yet folks, im feeling so deflated by it all tbh. Im not holding out any hope at all x